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Shirley Carla

Update on Shirley Carla

Señorita Shirley continues to study to be a public accountant in a well-known institute in the city of El Alto. She works as a promoter, selling beauty products to pay for her studies.

This is the second loan that she has had with the institution. Señorita Shirley is going to use the loan to cover different costs involved in studying, like tuition and monthly fees for the year. Shirley is grateful to the Kiva lenders who allow her to improve her quality of life by finishing her schooling.
View original language description ↓
La Señorita Shirley sigue estudiando la carrera de contaduría pública en un instituto muy reconocido de la ciudad de El Alto, la Señorita Shirley para pagar sus estudios trabaja vendiendo productos de belleza, es promotora de productos, este es su segundo crédito que ha tomado con la institución, la Señorita Shirley va a usar este préstamo para distintos gastos que implica el estudiar como pago de matrícula y mensualidad de un año para este año, Shirley se siente agradecida con los prestamistas de kiva que le permiten mejorar su calidad de vida terminando su carrera profesional.

Previous Loan Details

Shirley is 20 years old and single. She lives in the Alto Chijini neighborhood. She is studying to be a Public Accountant in a well-known institute in the city of El Alto. Shirley works as a promoter selling beauty products to pay for her studies. This is Shirley's first loan with the institute... More from Shirley Carla's previous loan »

Additional Information

More information about this loan

This loan is part of Emprender's CrediEstudio program, which enables Bolivian students to cover their tuition and other education expenses to enroll in technical or undergraduate programs. Emprender designed this product to expand opportunity to riskier but bright young people so they can obtain degrees and secure good jobs.

About Emprender

Emprender has been working in Bolivia since 1999. It is dedicated to becoming a key tool in the development of its clients and the improvement of their quality of life. Operating in three of Bolivia’s major cities – La Paz, Cochabamba, and Santa Cruz – Emprender offers both urban and rural clients the opportunity to obtain financial products tailored to fit their needs and businesses. These products include housing loans, salary loans, “opportunity” (short-term) loans, and higher education loans. To better the quality of life for its clients and non-clients through non-financial services, Emprender offers free medical consultations and health classes given by trained doctors.

Concurrent and Successive Loans

Our Field Partners often work with borrowers over a series of loans as the borrowers build credit, take out bigger loans, and expand their businesses. In order to make it easier for our Field Partners to post loans for borrowers who have been listed on Kiva before, we allow them to post successive and concurrent loans for their Kiva borrowers. This means that our Field Partners are able to post a borrower's second, third, etc., loan on Kiva without having to re-enter all of the borrower's information.

This borrower has been listed on Kiva before, so you'll see an updated loan description, as well as excerpts of the original descriptions from earlier loans. Most borrowers take out loans consecutively, meaning that they receive a second loan after having repaid the first. However, sometimes our Field Partners give out concurrent loans, allowing borrowers to take out one primary loan and a secondary "add-on" loan along with it. These "add-on" loans are typically smaller than the borrower's primary loan and serve a different purpose. Because Field Partners can now post loans as successive and concurrent loans, you will be able to track borrower progress over time and see the various ways a borrower is working with our Field Partners through funds from Kiva’s lenders.

About Bolivia

  • $5,500
    Average annual income
  • 157
    View loans »
    Bolivia Loans Fundraising
  • $33,535,800
    Funds lent in using Kiva
  • 6.9
    Bolivia Bolivianos (BOB) = $1 USD

Success!! The loan was 100% repaid

A loan of $1,025 helped Shirley Carla to pay for tuition and monthly fees for a year.
100% repaid
Repayment Term
20 months (Additional Information)
Repayment Schedule
Apr 22, 2014
May 22, 2014
Currency Exchange Loss:
Oct 22, 2015
This photo was used before for a previous loan for Shirley Carla. It was first posted on Kiva on Nov, 2013. Learn More