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Los Sequeira Group
In this Group: Maria Luisa , Jose Felix, Maria Isabel, Jose Luis , Lisbeth Del Socorro

Update on Los Sequeira Group

The solidarity group is composed of five successful professional members, coordinated by María who is 46 years old, and married with three children. She owns a small convenience store in her home and is requesting a loan to buy rice, beans, oil, sugar, bread, snacks, Palmolive brand soap, Xtra brand soap, dish soap, disinfectants and more.

The other members are: María, who is 42, and buys and sells harvests, Lisbeth, who is 29 and sells tamales in the busiest market in the capital, José, who is 52 and owns a convenience store in his home, and José Luis, who is 34 and buys and sells harvests.
View original language description ↓
El grupo solidario está integrado por cinco socios exitosos en su vida laboral, coordinado por la señora María de 46 años de edad, acompañada y madre de tres hijos, es propietaria de una pulpería en su domicilio y el crédito lo solicita para la compra de arroz, frijoles, aceite, azúcar, pan, chiverías, jabón Palmolive, jabón xtra, jabón para lavar trastos, desinfectantes y más. Otra de las socias es la señora María de 42 años dedicada a la compra-venta de cosechas, la señora Lisbeth de 29 años comerciante de tamales en el mercado más populoso de la capital, el señor José de 53 años propietario de una pulpería en su domicilio y el señor José Luis de 34años comerciante dedicado a la compra-venta de cosechas.

Previous Loan Details

This group is composed of five hardworking and persistent partners. One of them is Maria, 46, who is in a relationship. She has had her grocery store for 10 years and has been a client of this institution of 9 months. She is applying for a loan to buy a sack of rice, candles, tote bags, paper tow... More from Los Sequeira Group's previous loan »

Additional Information

About ADIM

Located in Central America, ADIM is a small microfinance institution with a strong social focus. In the saturated microfinance market of Nicaragua, ADIM stands out for its emphasis on the holistic development of women as well as its provision of responsible financial services. Founded in 1989 by a small group of Nicaraguan women, this institution has remained true to its initial goal of providing its clients (90% of which are women) with an opportunity for economic growth, in addition to personal and professional empowerment. Supporting an ADIM borrower means contributing not only to the continued offering of the socially conscious services it provides, but also to the sustainable growth of a truly unique microfinance institution.

Concurrent and Successive Loans

Our Field Partners often work with borrowers over a series of loans as the borrowers build credit, take out bigger loans, and expand their businesses. In order to make it easier for our Field Partners to post loans for borrowers who have been listed on Kiva before, we allow them to post successive and concurrent loans for their Kiva borrowers. This means that our Field Partners are able to post a borrower's second, third, etc., loan on Kiva without having to re-enter all of the borrower's information.

This borrower has been listed on Kiva before, so you'll see an updated loan description, as well as excerpts of the original descriptions from earlier loans. Most borrowers take out loans consecutively, meaning that they receive a second loan after having repaid the first. However, sometimes our Field Partners give out concurrent loans, allowing borrowers to take out one primary loan and a secondary "add-on" loan along with it. These "add-on" loans are typically smaller than the borrower's primary loan and serve a different purpose. Because Field Partners can now post loans as successive and concurrent loans, you will be able to track borrower progress over time and see the various ways a borrower is working with our Field Partners through funds from Kiva’s lenders.

This is a Group Loan

In a group loan, each member of the group receives an individual loan but is part of a larger group of individuals. The group is there to provide support to the members and to provide a system of peer pressure, but groups may or may not be formally bound by a group guarantee. In cases where there is a group guarantee, members of the group are responsible for paying back the loans of their fellow group members in the case of delinquency or default.

Kiva's Field Partners typically feature one borrower from a group. The loan description, sector, and other attributes for a group loan profile are determined by the featured borrower's loan. The other members of the group are not required to use their loans for the same purpose.


About Nicaragua

  • $4,800
    Average annual income
  • 77
    View loans »
    Nicaragua Loans Fundraising
  • $25,406,150
    Funds lent in using Kiva
  • 27.2
    Nicaragua Cordobas (NIO) = $1 USD
A portion of Los Sequeira Group's $4,900 loan helped a member to buy rice, beans, oil, sugar, bread, snacks, Palmolive brand soap, Xtra brand soap, dish soap, disinfectants and more.
Repayment Term
11 months (Additional Information)
Repayment Schedule
Apr 24, 2014
May 22, 2014
Currency Exchange Loss:
Jun 21, 2014
This photo was used before for a previous loan for Los Sequeira Group. It was first posted on Kiva on Jan, 2014. Learn More