He lives in one of the neighbourhoods on the periphery of the Capital City and travels around 25kms on a daily basis to get to his small farm.
He completed fourth grade at school and didn't keep going because of his parents' lack of financial means which meant he had to abandon his education early to start working. He was given a job at an Agricultural company in 1970 and he worked there until 1986 when it closed down. As he already had vast experience in the area, he started his own small farm which he still works on today, having created jobs for 5 other people. He starts his activities at 07h00 and finishes at 17h00. He grows vegetables which he sells to the local population and on the wholesale market in the capital. He's responsible for growing the produce and his wife is responsible for selling it.
With the money from this loan he will buy potato seeds and fertilizer. With the income from his activities he is able to not only pay for the salaries of his five employees but also for his family's expenses: health, education and food.
His big dream is to buy a tractor for ploughing and to expand his farm and his biggest challenge is to have access to the money to do so as this is a very expensive thing to do and is above his current means.
Reside núm dos bairros periféricos da Cidade Capital onde percorre cerca de 25 kms diariamente para a sua Machamba.
Estudou até a quarta classe e,não foi mais além devido a falta de condições por parte dos seus progenitores,facto que fez com que abandonasse a Escola e tão cedo começasse a trabalhar, foi admitido numa empresa Agrária em 1970 onde trabalhou até 1986 altura em que a empresa fechou.Porque tinha adiquirido larga experiênça nesta área,abriu a sua própria Machamba onde trabalha até então,tendo criado postos de trabalho para 5 pessoas,inicia a sua actividade as 7 horas até as 17horas produz hortículas as quais vende para a população local e abastece o mercado Grossista da capital.Ele tem a responsabilidade de produzir e a sua esposa de vender.Com o dinheiro do empréstimo vai comprar sementes da Batata reino e o adubo.Com o rendimento da sua actividade,consegue para além de pagar salários para os cinco trabalhadores,custear as despesas da sua familia: de saúde,educação e alimentação.
O seu grande sonho futuro é de comprar um tractor para lavrar e ampliar a sua Machamba e que o grande desafio será de conseguir dinheiro para tal uma vez que,este custa muito dinheiro e está assima das suas capacidades.
More information about this loan
Hluvuku’s Agribusiness loan is part of the organization’s effort to help small-scale farmers and fisher-people in the Maputo province to support their businesses. Through this individual loan program, borrowers are able to make repayments whenever possible over the maximum 18-month repayment period, allowing them to match their repayments to their cash flows (e.g. after the harvest). After receiving their loan, Hluvuku staff members and loan officers also provide clients with informal support for their businesses. By funding this loan, you are providing small-scale farmers and fisher-people in Mozambique with key flexible capital and support to help them further their ventures.
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This loan has been fully funded!