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Abdul Qayum
Abdul Qayum is a 33-year-old, married father of three children. He is living happily with his family in the area of Lahore, Pakistan. He has been doing embroidery work with a machine at a shop for the last fourteen years to support his family. He has become an expert in embroidery by machine, but a few days ago his machine became out of order due to continuous work. Now he wants to repair the embroidery machine to continue his business. He uses sequins, pearls, threads, precious stones, silk, needles and wooden frames for embroidery. The embroidery material for bridal dresses is very expensive, but its turnover is very high. He deals with monotonous tone, which is impressive, and he easily wins the trust of his customers. Due to his behavior and tone, he has built up very good relations with his customers. His embroidery shop is very famous in the town, and that is the reason his business is running well. Due to good relations his sales have increased a lot, but he does not have sufficient stock to cope with the demand. Therefore, he requested a loan to buy more materials such as sequins, pearls, threads, precious stones, silk, needles and wooden frames for embroidery and to repair his embroidery machine so that he would be able to enhance his embroidery business. Abdul Qayum is very thankful to Kiva and field partner BRAC Pakistan.

Additional Information

More information about this loan

This loan is part of BRAC Pakistan's effort to provide credit to entrepreneurs seeking to expand their small businesses. These are individuals who have limited access to loans because their requests are too large for typical microfinance, and they lack the collateral to borrow from commercial banks. By funding this loan, you will enable a small business owner to provide new services and create new employment opportunities.

About BRAC Pakistan

BRAC Pakistan is a subsidiary of BRAC, one of the world’s largest development organizations with a focus on microfinance and economic empowerment. It offers micro-loans designed to help small businesses, very poor clients and others, in addition to health and education services. Kiva’s flexible, zero-interest capital will enable BRAC to expand its outreach in underserved regions and to women who have had no access to microfinance services.


About Pakistan

  • $4,700
    Average annual income
  • 473
    View loans »
    Pakistan Loans Fundraising
  • $15,107,750
    Funds lent in using Kiva
  • 98.4
    Pakistan Rupees (PKR) = $1 USD

Success!! The loan was 100% repaid

A loan of $1,850 helped Abdul Qayum to repair his embroidery machine and buy materials for embroidary work.
100% repaid
Repayment Term
14 months (Additional Information)
Repayment Schedule
May 7, 2014
Jun 20, 2014
Currency Exchange Loss:
Jun 18, 2015