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Lida
Lida is a 21-year-old single woman from Preah Sihanouk, Cambodia. She lives with her family comprised of her parents and siblings. Lida is now a second-semester student of her first academic year at Life University. At this nursing college, her major is midwifery. Her ambition is to be employed in a public sector after graduation. Currently her education is subsidized by her parents.

Due to the shortage of funds, Lida would like to borrow a new loan to cover the costs of her school tuition for the second semester and pay for other related expenses. In the future, Lida hopes to earn a good salary, so she will be able to help her parents when they are older and to improve their general living conditions. Lida is very happy and thankful for the loan funded via a program like Kiva to allow poor students to pursue a higher education while contributing to the future development of Cambodia.

Additional Information

More information about this loan

This loan is part of HKL's new higher education loan program, designed to help students pursuing university degrees to afford tuition and other school-related expenses. Through this program, HKL expects to increase the number of Cambodians with access to higher education and better-paying jobs. Ultimately, it aims to reduce poverty and aid economic development in Cambodia. HKL has designed this loan product to meet student needs including a lower interest rate, grace period on principal while the student is in school, and longer loan term.

Please be advised that this loan might carry a grace period while the student is in school that may result in a lengthy loan term.  Please refer to the Repayment Schedule before making this loan.

About HKL

Hattha Kaksekar Limited is one of the largest and most successful microfinance institutions (MFIs) in Cambodia. The organization provides microfinance services to the poor, particularly women, in urban and rural areas. Kiva lenders’ funds will be used to expand the outreach of HKL’s financial services to a greater number of clients in rural areas of Cambodia.

About Cambodia

  • $2,600
    Average annual income
  • 123
    View loans »
    Cambodia Loans Fundraising
  • $36,207,275
    Funds lent in using Kiva
  • US Dollars
    Loan transacted in USD
Paying Back

This loan has been fully funded!

A loan of $400 helped Lida to cover the cost of her school tuition for the second semester and pay for other related expenses.
88% repaid
Repayment Term
17 months (Additional Information)
Repayment Schedule
Irregularly
Pre-Disbursed:
Apr 10, 2014
Listed
May 13, 2014
Currency Exchange Loss:
N/A