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Zenelia Valle
Zenelia, lives in New Guinea. She is a trader. She has a beautiful family with her two children. The eldest is pursuing his university studies and the youngest studies at secondary school. In their free time they help her with the business which is their main source of income.

Zenelia aims to buy products, to increase the stock of her grocery store with things such as corn, rice, sugar, soap, candy and imitation jewellery among others.

She is concerned about the fact that she can't buy with her own money because her revenues are low. Her aim in the future is to increase her inventory so she can generate more income for her family.
View original language description ↓
Doña Zenelia, habita en Nueva Guinea, Comerciante, su linda familia conformada por ella y sus dos hijos el mayor cursa sus estudios universitarios y el menor estudia la secundaria y en tiempos libres le ayudan con el negocio que es su principal fuente de ingresos; Zenelia pretende realizar compra de productos, para aumentar su inventario de su pulpería, así como maíz, arroz, azúcar, Jabón, Caramelos, Bisuterías entre otros, pues le preocupa el hecho de no poder comprar con sus propios recursos por sus ingresos que son bajos. su proposito futuro es incrementar su inventario y generar mayores ingresos a su familia.

Additional Information


This loan is administered by AFODENIC, La Asociación para el Fomento al Desarrollo Nicaragua, a Kiva Field Partner based in Managua, Nicaragua. Founded in 1999, AFODENIC was created to promote the socio-economic and cultural development of sectors that are excluded from commercial banking. Integrating economic and human resources, AFODENIC offers affordable and adaptable financial services aimed at strengthening the family unit of their clients, who include students, producers, and micro- and small entrepreneurs from rural and urban areas. AFODENIC is a socially responsible institution engaged in society and making a positive impact on its professional partners and communities.

Supporting a borrower through AFODENIC contributes to the pursuit of innovation in mitigating poverty in Nicaragua. Visit AFODENIC’s partner page for more information.


About Nicaragua

  • $4,800
    Average annual income
  • 129
    View loans »
    Nicaragua Loans Fundraising
  • $24,535,925
    Funds lent in using Kiva
  • 27.2
    Nicaragua Cordobas (NIO) = $1 USD
Paying Back

This loan has been fully funded!

A loan of $750 helped Zenelia Valle to buy corn, rice, sugar, frijoles, soap and other products for her grocery store.
65% repaid
Repayment Term
22 months (Additional Information)
Repayment Schedule
Apr 25, 2014
May 21, 2014
Currency Exchange Loss: