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Efraín was born in Carrizo and he lived there until he was 30 years old. He then moved to live in a neighboring community, Cañas, where he lives today with his wife and 5 children, all of whom are grown and they have their own homes near his house. Efraín grows corn and beans as well as engages in other farming activities. In this way he receives income to support his family.

Sadly he says that his community doesn't have electricity so the nights are dark in the majority of homes. He and his family use candles to provide light. Today he wants to apply for a loan to be able to buy a small solar system and have light in his home.
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Efraín nació en la comunidad el carrizo acá vivió hasta que tenía la edad de 30 años, después se trasladó a vivir a otra comunidad cercana de nombre las cañas que es donde actualmente vive con su esposa, de este matrimonio procreo 5 hijos todos sus hijos están grandes y tienen ya su propio hogar y viven cerca de su casa. Efraín se dedica a sembrar maíz frijoles así como también otras actividades del campo, de esta manera el recibe ingresos para llevar el pan de cada día a su hogar. Tristemente dice que en su comunidad no tienen luz eléctrica así que por las noches están a oscuras en la mayoría de los hogares él y su familia usan candelas para iluminarse, Ahora él quiere aplicar a este trámite de crédito para así poder comprar un pequeño sistema solar y tener luz en su hogar

Additional Information

More information about this loan

TECNOSOL is a for-profit renewable energy company that provides electricity and solar powered products to families living off the grid in Nicaragua. It enables households to generate their own energy and replace toxic and expensive sources of light and heat like kerosene, diesel and wood. 

Many of TECNOSOL's clients cannot afford the high upfront costs of buying solar products. Kiva loans help these households purchase clean energy products. 

Solar home systems are much more than a solar lamp and can provide users with life changing amounts of power: enough power to run multiple lights, home appliances, radios, and TVs. These systems are modular, enabling clients to add solar panels and batteries to meet their increasing energy demands.  

Important Information

This Kiva loan will be used to provide borrowers with needed goods or services, as opposed to cash or financial credit.

About Nicaragua

  • $3,636
    Average annual income
  • 120
    View loans »
    Nicaragua Loans Fundraising
  • $24,042,425
    Funds lent in using Kiva
  • US Dollars
    Loan transacted in USD
Paying Back

This loan has been fully funded!

A loan of $625 helped Efrain to buy a solar system.
21% repaid
Repayment Term
25 months (Additional Information)
Repayment Schedule
May 15, 2014
May 21, 2014
Currency Exchange Loss: