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Deybi Josué
Deybi is 26 years old. He is a well-known person in his community for the work he does doing preventative maintenance and fixing computers and computer equipment. He grew up with his parents and still lives with them, since he has dedicated most of his life to his schooling. He is currently in his last year of university in the city. He studies three days a week and spends the other days working to repair and maintain computer equipment.

He has five years of experience repairing computer equipment. He learned it from his older brother, who now lives in the United States. He taught him to work, and motivated by the profits and his customers, Deybi decided to continue the business his brother left. He is in his last year of school to graduate with a technical degree in Computer Systems and Networks. This will allow him to provide a better service with his business, which is located six kilometers from the town.

He will use this loan to purchase tools and materials to do his work more efficiently and to pay for the graduation costs for his degree. This will allow him to see his dreams become a reality. In the future, he hopes to have a larger location for his business where he can hire two more people to provide better service. This will allow him to have better profits and he will be able to repay the loan and request a new one to expand and improve his business. He wants to purchase a vehicle so he can also provide his services to schools he would need to travel to, since it is difficult to transport his work materials.
View original language description ↓
Deybi de 26 años de edad, es una persona muy conocida en la comunidad por la actividad que realiza, él se dedica a dar mantenimiento preventivo y correctivo a computadoras y equipos de informática. Él se creció con sus padres y en la actualidad aún vive con ellos, ya que él ha dedicado la mayor parte de su vida a su formación académica; en la actualidad se encuentra cursando su último año de estudio en una universidad de la ciudad, estudia 3 días por semana y los demás días se dedica al trabajo de reparación y mantenimiento de equipos informáticos.

El joven tiene una experiencia de 5 años en reparar equipos de informática, ya que es una actividad que aprendió de su hermano mayor quien ahora se encuentra en estados unidos, y le enseño a trabajar y motivado por las ganancias y por su clientela decidió continuar con el negocio que su hermano dejo.

Hoy en día el joven se encuentra estudiando su último año para graduarse de técnico en sistemas y redes informáticas y de esta forma prestara un mejor servicio en su negocio que se encuentra a 6 kilómetros del pueblo.


El dinero será utilizado para comprar herramientas y materiales para realizar su trabajo con más eficacia y la otra parte para los gastos de graduación de su carrera, de esta forma vera sus sueños hechos realidad.

Las proyecciones que él tiene para su futuro son las de tener un local más grande y amplio donde pueda contratar a dos personas más para prestar un mejor servicio en su negocio.

De esta forma tendrá mejores ingresos y podrá terminar de cancelar el crédito y hacer una nueva solicitud para ampliar y mejorar su negocio y comprar un vehículo ya que también le contratan sus servicios en centros escolares donde tiene que viajar y se le dificulta el traslado de los materiales de trabajo.


Additional Information

More information about this loan

This loan is part of a project to help young men and women in El Salvador (under age 26) launch their own businesses. The field partner is reducing the guarantee for these individuals, who normally would not have access to loans due to their lack of experience. Unemployment for young people is high in El Salvador, a fact that motivates many of them to leave the country instead of searching for work. Aside from access to financing, clients will also be grouped together according to their business types to receive training from CrediCampo's social development unit, and to share advice and support with one another.

About CrediCampo

This loan is administered by CrediCampo, a Kiva Field Partner in El Salvador. CrediCampo seeks to improve the lives of rural communities and their families in areas including health, education, basic services, and infrastructure. Through its Community Development Unit, CrediCampo provides scholarships, leadership development training, and financial education programs for families in rural areas. CrediCampo’s work is crucial in addressing the issue of poverty in El Salvador. Based on 2009 estimates, 37.8% of the population lives below the poverty line. To learn more about CrediCampo and their work, visit their partner page.

About El Salvador

  • $4,900
    Average annual income
  • 461
    View loans »
    El Salvador Loans Fundraising
  • $23,123,925
    Funds lent in using Kiva
  • US Dollars
    Loan transacted in USD

Success!! The loan was 100% repaid

A loan of $1,000 helped Deybi Josué to purchase tools and materials to do his work more efficiently and pay for his graduation costs.
100% repaid
Repayment Term
21 months (Additional Information)
Repayment Schedule
Monthly
Pre-Disbursed:
Apr 29, 2014
Listed
May 21, 2014
Currency Exchange Loss:
N/A
Ended:
Nov 20, 2014