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Luz Adilia
El Sauce is a small town with local entrepreneurs whose desire it is to get ahead and enjoy better living conditions. Luz Adilia, 61, works as a cook in the Minsa hospital. She has no children in her care and with the small salary she earns she can barely cover household expenses. Her husband works as a bricklayer and helps in home renovation.

She wants to enjoy better living conditions at home and her main desire is to have her own refrigerator so at after arriving home after a long day's work she can enjoy a cold soft drink or ice cream.

Luz Adilia likes her job but she does not earn enough to renovate her house, so she has decided to request a Kiva loan through Ceprodel to buy a refrigerator to help improve her family's conditions.

She believes it is very important to be more careful with food and live a healthy lifestyle so she can continue to work.
View original language description ↓
El sauce es un pequeño Municipio donde existen personas emprendedoras, con deseo de superar en su vida, y deseo de vivir en mejores condiciones.

Luz Adilia se llama la señora de 61 años de edad, trabaja en el Minsa como cocinera hospitalaria, no cuenta con hijos bajo su cargo, con lo poco que ella gana a duras penas ayuda a mantener el sustento diario de su hogar, su esposo desempeña el cargo de albañil, el apoya en la mejora de su vivienda.

Son de sus deseos llegar a tener mejores condiciones en su hogar, sus principales sueños es llegar a obtener su propia refrigeradora para después de llegar de un día cansado de su trabajo lograr a tomarse un refresco bien Eladito.

Se siente a gusto ser asalariada, pero su salario no le da para poder tener mejores condiciones en su vivienda, por lo que tomo la decisión de solicitarle a Kiva y Ceprodel un pequeño crédito para la compra de una Refrigeradora, ayudando a mejorar las condiciones de su familia.


Ella considera que esto sería de gran importancia por lo que ayuda a mantener con mejor cuido los alimentos y mantener una mejor vida saludable, para así seguir rindiendo más en su trabajo.

Additional Information

About CEPRODEL

This loan is administered by Centro de Promocion del Desarrollo Local (CEPRODEL), one of Kiva’s larger partners in Central America. Founded in 1991 and based in Managua, Nicaragua, CEPRODEL specializes in the development and funding of housing cooperatives for traditionally marginalized communities, the provision of microfinance services to small businesses, and the promotion of innovative renewable energy projects. In addition, unlike many microfinance institutions in the area that have chosen to avoid the rural areas of the country due to the increased financial risk, CEPRODEL provides financial services to numerous clients in the agriculture and livestock industry. Supporting a borrower through CEPRODEL means contributing to the promotion and sustainability of this important work in Nicaragua.

Tags

About Nicaragua

  • $3,636
    Average annual income
  • 79
    View loans »
    Nicaragua Loans Fundraising
  • $23,617,600
    Funds lent in using Kiva
  • 27.2
    Nicaragua Cordobas (NIO) = $1 USD
Paying Back

This loan has been fully funded!

A loan of $750 helped Luz Adilia to buy a refrigerator.
59% repaid
Repayment Term
17 months (Additional Information)
Repayment Schedule
Monthly
Pre-Disbursed:
May 6, 2014
Listed
May 21, 2014
Currency Exchange Loss:
Possible