Las Ñustas Group
This member is Señora Dunia. She is married and is 50 years old. She has three children. She works in her business of selling handicrafts. She sells sweaters, weavings, and blankets. She works from 8:00 am to 7:00 pm. She has already been in this business for 5 years, and it is going very well for her. Her dream is to enlarge her business of selling handicrafts. She is applying for the loan to buy products such as sweaters, weavings, and blankets.
The other members work in businesses of selling clothing, selling shoes, grocery store, and selling handicrafts.
This bank member is grateful to those who form part of this dream through this means, and she promises to make her payments according to the established schedule.
La socia es la Sra. Dunia ella es casada y tiene 50 años y tiene 3 hijos; La socia trabaja en su negocio de venta de artesanía, la socia vende chompas, telares y mantas, la socia trabaja desde las 8:00 a.m hasta las 7:00 p.m, la socia ya tiene 5 años en este negocio y le va muy bien, el sueño de la socia es ampliar el negocio de venta de artesanía. La socia solicita el crédito para comprar productos para comprar chompas, telares y mantas.
Los otros socios se dedican al negocio de venta de ropa, negocio de venta de zapatos, negocio de tienda de abarrotes y negocio de venta de artesanía.
La socia agradece a quienes forman parte de este sueño mediante este medio y se compromete a cumplir con el pago de sus cuotas en el plazo establecido.
Important InformationAbout Asociación Arariwa
Asociación Arariwa is a large non-governmental organization that started offering microcredit in 1994 to improve the quality of life, skills and equity of the population in the rural Cusco region of Peru. Arariwa serves the southern Andean provinces of Peru, and is distinguished by its efforts to reach the very poor, who often live in isolated rural areas. Arariwa fosters village banking, supports savings accounts, promotes access to education, and empowers women entrepreneurs (who make up 78% of its borrowers).
This is a Group Loan
In a group loan, each member of the group receives an individual loan but is part of a larger group of individuals. The group is there to provide support to the members and to provide a system of peer pressure, but groups may or may not be formally bound by a group guarantee. In cases where there is a group guarantee, members of the group are responsible for paying back the loans of their fellow group members in the case of delinquency or default.
Kiva's Field Partners typically feature one borrower from a group. The loan description, sector, and other attributes for a group loan profile are determined by the featured borrower's loan. The other members of the group are not required to use their loans for the same purpose.
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Success!! The loan was 100% repaid