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Zahida is a 52-year-old married woman. She runs a business making and selling pakora, a dish consisting of vegetables and chicken dipped in gram flour (besan). She is an expert in making good-tasting pakoras and earns enough through this business to contribute to the family income. To increase her sales, she needs to purchase gram flour and packs of oil, salt and spices. She contacted Kashf Foundation and applied for a loan of PKR 40,000 She is on her third loan and has a good repayment history.

Additional Information

About Kashf Foundation

Kashf Foundation is one of the leading microfinance providers in Pakistan, focused on expanding financial access for poor women across the country. The organization’s economic empowerment program has grown from 913 clients in 1999 to 284,653 clients as of May 2012, with a current outstanding portfolio of US$32 million.

Kashf has trained over 227,000 clients in basic financial literacy and systemized financial education since 2010, in addition to providing training in gender justice and empowerment to over 12,500 participants since 2011. This group includes clients, their husbands and adolescent boys in their communities.

Over the past 16 years, Kashf has disbursed an estimated 2 million loans. Today, it operates in 16 districts in Punjab province and 1 district in Sindh province through a network of 157 branches. It plans to open 19 new branches to cover all four of Pakistan’s provinces.

About Pakistan

  • $4,700
    Average annual income
  • 433
    View loans »
    Pakistan Loans Fundraising
  • $15,128,300
    Funds lent in using Kiva
  • 98.6
    Pakistan Rupees (PKR) = $1 USD

Success!! The loan was 100% repaid

A loan of $425 helped Zahida to purchase gram flour and packs of oil, salt and spices.
100% repaid
Repayment Term
14 months (Additional Information)
Repayment Schedule
Apr 16, 2014
May 12, 2014
Currency Exchange Loss:
May 17, 2015