Hamdullah is 30 years old, married, and the father of five children. He lives in Behsood Ningarhar province. Hamdullah has two daughters and three sons, his oldest son is studying in the fifth class in the public school, and the others are small. He has own house and his parents live with him. He used to be an auto driver and now he has a hairdressing shop. To support his family, he needs money so he contacted the lenders of (AFSG) to take a 50000 (AF) loan for 18 months. He wants to buy such items as chairs, tables, and other things. He also wants to hire a person to work for him in his barber shop. He will now be very happy and he thanks the lenders of (AFSG) so much.