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Sinorn is a 50-year-old woman living in a rural village of the Tbaung Khmum district. She has four children.

To earn a living, she grows sesame and corn. She explains that she has been in this business for 32 years. Her current business operations allow her to earn approximately $18 per day to meet her family’s needs.

She has been with VisionFund for one previous loan cycle, which she completely repaid. Now she is applying for a loan to pay tuition fees for her son’s university because she wants him to be able to graduate.

Additional Information

More information about this loan

This loan is part of VisionFund Cambodia’s higher education program, designed to provide financing to students in poor households who otherwise lack the financial support to continue their studies. Very few students have the financial resources necessary to go to college. VisionFund Cambodia has designed a lower-interest rate loan product for students, given the financial benefits associated with financing this loan upfront on Kiva. It is disbursed to the borrower in annual installments.

About VisionFund Cambodia

VisionFund Cambodia is a Christian organization and microfinance institution that provides small loans and other financial services to improve the lives of children, empower poor women and their families, and grow successful businesses. The organization works primarily in rural parts of Cambodia and has distinguished itself by targeting the very poor who require smaller loan sizes, regardless of religious beliefs, gender or ethnic background.

Kiva lenders’ funds will help the organization to expand into the northeastern provinces of the country, which have historically been underserved and difficult to reach with financial services.

About Cambodia

  • $2,600
    Average annual income
  • 183
    View loans »
    Cambodia Loans Fundraising
  • $36,995,000
    Funds lent in using Kiva
  • US Dollars
    Loan transacted in USD
Paying Back

This loan has been fully funded!

A loan of $1,250 helped Sinorn to pay for her son's university tuition fees.
10% repaid
Repayment Term
62 months (Additional Information)
Repayment Schedule
Apr 10, 2014
May 12, 2014
Currency Exchange Loss: