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Chum Yim's Group
In this Group: Chum, Leap, Thea, Heap
Residing in Battambang province, Chum is 58 years old and a mother of six children. Rice farming and paid labor are Chum's only sources of income. She earns about 31,000 KHR per day. Chum joined VisionFund (Kiva’s partner) in order to access micro-loans. Now, her living conditions are getting better as a result of the positive impact of her past loan, which she has completely repaid. As a leader of a group consisting of four borrowers, Chum will spend her portion to buy household supplies for her family to use. She hopes to have enough materials to use in her family.

Additional Information

About VisionFund Cambodia

VisionFund Cambodia is a Christian organization and microfinance institution that provides small loans and other financial services to improve the lives of children, empower poor women and their families, and grow successful businesses. The organization works primarily in rural parts of Cambodia and has distinguished itself by targeting the very poor who require smaller loan sizes, regardless of religious beliefs, gender or ethnic background.

Kiva lenders’ funds will help the organization to expand into the northeastern provinces of the country, which have historically been underserved and difficult to reach with financial services.

This is a Group Loan

In a group loan, each member of the group receives an individual loan but is part of a larger group of individuals. The group is there to provide support to the members and to provide a system of peer pressure, but groups may or may not be formally bound by a group guarantee. In cases where there is a group guarantee, members of the group are responsible for paying back the loans of their fellow group members in the case of delinquency or default.

Kiva's Field Partners typically feature one borrower from a group. The loan description, sector, and other attributes for a group loan profile are determined by the featured borrower's loan. The other members of the group are not required to use their loans for the same purpose.


About Cambodia

  • $2,600
    Average annual income
  • 45
    View loans »
    Cambodia Loans Fundraising
  • $38,708,425
    Funds lent in using Kiva
  • 4,025.0
    Cambodia Riels (KHR) = $1 USD

Success!! The loan was 100% repaid

A portion of Chum Yim's Group's $700 loan helped a member to buy household supplies.
100% repaid
Repayment Term
14 months (Additional Information)
Repayment Schedule
Apr 10, 2014
May 20, 2014
Currency Exchange Loss:
May 17, 2015