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Magdalen A
She is 45 years old and she is married with 5 children, of whom two are grown up and independent, and three are in high school. She lives in the community of Bilwas, which is located about 45 minutes from the urban area of Waspam. She has about a decade’s experience as a teacher.

She is seeking financing to purchase materials for building a kitchen, such as zinc sheeting and nails; and to cover the cost of labor. Her dream is to have a home that would provide safe and decent living conditions.
View original language description ↓
Tiene 45 años de edad, casada, con 5 hijos, de los cuales 2 son mayores de edad e independientes y 3 cursan su secundaria. Habita en la comunidad de Bilwas, que se localiza a 45 minutos del área urbana de Waspam. Cuenta con una experiencia de aproximadamente una década de ser docente. Solicita financiamiento para comprar materiales, para construir cocina: láminas de zinc, clavos y cubrir costos de mano de obra. Su sueño es tener una vivienda que le brinde las acondiciones para vivir de manera segura y digna.

Additional Information

About Pana Pana

Pana Pana is a nonprofit civil association founded in 1990 in Nicaragua. The organization’s official name is Asociacion para el Desarrollo de la Costa Atlantica (Association for the Development of the Atlantic Coast) but they have always been know as Pana Pana which means “mutual help” in the local language.

Pana Pana offers loans for commerce, housing, and a small number of agriculture loans. They also have a small social development unit that runs Pana Pana’s non-financial services. This includes technical assistance for housing loans and the development of a water and sanitation project.

About Housing Loans

Many poor families cannot afford housing that meets their needs. When you make a housing loan on Kiva, you give people access to flexible capital to obtain or improve their homes. Better housing means better health, sanitation, and even educational outcomes for children. A house can also be much more for entrepreneurs who run businesses out of their homes. In this way, housing and small business loans on Kiva share a common purpose: to alleviate poverty and enable families to enjoy more stable lives.


About Nicaragua

  • $4,800
    Average annual income
  • 91
    View loans »
    Nicaragua Loans Fundraising
  • $25,011,000
    Funds lent in using Kiva
  • 27.2
    Nicaragua Cordobas (NIO) = $1 USD

Success!! The loan was 100% repaid

A loan of $375 helped Magdalen A to purchase materials for building a kitchen, such as zinc sheeting and nails; and to cover the cost of labor.
100% repaid
Repayment Term
13 months (Additional Information)
Repayment Schedule
Apr 9, 2014
May 20, 2014
Currency Exchange Loss:
Feb 20, 2015