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Jesús Daniel
Jesús Daniel, 19 years old, is single and lives with his parents and siblings who are his main priority. With his loan, he plans to buy fertilizer which gives him good results in developing his crops and other products to use in sowing his crops and germinating them well, and high quality bean seeds, as well as pay labor costs for applying the products and assistance on the farm once it has been developed. In this way, he would assure himself of doing a good job in conserving the soil to avoid soil erosion. What he wants to do is take advantage of the good climatic conditions and soil that are present in the area for this crop, and also to apply his experience in growing basic grains. In addition, he can buy better and higher quality products, so that his farm has a healthy and abundant harvest, and to have a good production in the short-term. With the income that he hopes to get from this harvest, he wants to use it for the well-being and education of his family and to accomplish some family goals and to continue investing more in his crops. This is the first loan that he has received from FUDECOSUR. He has never had any other loans in state banks, but FUDECOSUR has offered him the loan with better terms and a much lower interest rate.
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Jesús Daniel, tiene la edad de 19 años, está soltero, vive con sus padres y sus hermanos los cuales su mayor prioridad. Con su crédito pretende hacer la compra de fertilizantes que le den un buen rendimiento en el desarrollo del cultivo y otros productos para aplicarle a la siembra y así que tenga una buena geminación, y semilla de frijol de buena calidad, además pagar mano de obra para la aplicación de los productos y asistencia de la plantación una vez que tenga desarrollo, y de esta manera asegurarse de realizar un buen trabajo en la conservación de suelos para evitar la erosión del suelo. Lo que pretende es aprovechar las buenas condiciones de clima y suelo que cuenta la zona para este cultivo, y también poner en práctica la experiencia en el manejo de granos básicos. Además de poder comprar los mejores productos y de mejor calidad para que su plantación tenga un buen desarrollo y sanidad al igual que una cosecha adecuada, y tener a corto plazo una producción importante. Con el ingreso de la cosecha que espera obtener quiere utilizarla en el bienestar y estudio de su familia y cumplir con algunas metas familiares y seguir invirtiendo más en los cultivos. Es el primer préstamo que recibido de FUDECOSUR. Él no había tenido antes otros préstamos en bancos estatales, pero FUDECOSUR le ha brindado el préstamo con mayores facilidades y la tasa de intereses mucho más baja.

Additional Information

More information about this loan

FUDECOSUR works in one of the poorest regions of Costa Rica, where microfinance institutions (MFIs) are scarce or have a hard time keeping up with demand for small loans. By providing mostly agricultural loans, FUDECOSUR reaches rural borrowers that many MFIs consider to be too risky. However, this has also made it more difficult for the organization to find stable sources of capital to lend. Kiva's flexible, risk-tolerant capital plays a critical role in helping FUDECOSUR grow its portfolio and support even more borrowers.


The Foundation for the Development of Southern Communities (FUDECOSUR) is dedicated to economically empowering its clients by providing credit and training programs that help improve living conditions for micro-entrepreneurs and their children across Southern Costa Rica. You can learn more about this Field Partner at

About Costa Rica

  • $12,900
    Average annual income
  • 48
    View loans »
    Costa Rica Loans Fundraising
  • $4,673,875
    Funds lent in using Kiva
  • 554.3
    Costa Rica Colones (CRC) = $1 USD
Paying Back

This loan has been fully funded!

A loan of $925 helped Jesús Daniel plant beans.
58% repaid
Repayment Term
38 months (Additional Information)
Repayment Schedule
Apr 14, 2014
May 18, 2014
Currency Exchange Loss: