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Robina is a 45-year-old married woman. She has three children.

The income generated by her husband is insufficient to cover all of their household expenses, so she initiated her business of milk sales. She has been doing this for many years and has become famous for providing good quality milk in her area. With the support of Kashf Foundation, she has gradually improved her business; currently she has requested a loan of 45,000 PKR to purchase another buffalo. This will help her to increase her sales which will ultimately help in generating more income for her. She is in her 6th loan cycle with good credit history.

Additional Information

About Kashf Foundation

Kashf Foundation is one of the leading microfinance providers in Pakistan, focused on expanding financial access for poor women across the country. The organization’s economic empowerment program has grown from 913 clients in 1999 to 284,653 clients as of May 2012, with a current outstanding portfolio of US$32 million.

Kashf has trained over 227,000 clients in basic financial literacy and systemized financial education since 2010, in addition to providing training in gender justice and empowerment to over 12,500 participants since 2011. This group includes clients, their husbands and adolescent boys in their communities.

Over the past 16 years, Kashf has disbursed an estimated 2 million loans. Today, it operates in 16 districts in Punjab province and 1 district in Sindh province through a network of 157 branches. It plans to open 19 new branches to cover all four of Pakistan’s provinces.


About Pakistan

  • $4,700
    Average annual income
  • 313
    View loans »
    Pakistan Loans Fundraising
  • $15,673,250
    Funds lent in using Kiva
  • 98.3
    Pakistan Rupees (PKR) = $1 USD

Success!! The loan was 100% repaid

A loan of $475 helped Robina to purchase another buffalo.
100% repaid
Repayment Term
14 months (Additional Information)
Repayment Schedule
Apr 21, 2014
May 11, 2014
Currency Exchange Loss:
Apr 17, 2015