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Sarodjon is an elderly woman of 62. She has four children, all of whom have long been married and living on their own. Sarodjon's husband has passed away and now she has to maintain her household on her own, with help from her children when they are able. But Sarodjon can't depend solely on her children - she herself helps to take care of her growing grandchildren. She is a hardworking, positive woman who loves her children and grandchildren very much.

Sarodjon keeps a cow and processes the milk she gets in order to earn money to help her children and grandchildren. After the long, cold winter she has run out of feed and with the arrival of spring she needs to buy more feed for her cow. Since processing milk from this cow is Sarodjon's main source of income, she wouldn't want to sell her because of a shortage of feed and in that way lose her means of earning a living. In order to purchase the necessary amount of feed, Sarodjon needs a loan, which is why she has turned to Arvand. She thanks Arvand in advance for the support.
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Сароджон пожилая женщина ей 62 года у нее четверо детей, которые давно женаты и живут отдельно от матери. Муж Сароджон умер и сейчас она одна ведет хозяйство, дети всячески помогают ей. Но Сароджон не может сидеть только на попечении детей она и сама помогает детям ухаживать за подрастающими внуками. Она трудолюбивая, позитивная женщина , которая очень любит своих детей и внуков. Сароджон содержит крупный рогатый скот и перерабатывая молоко она зарабатывает на то , чтобы помочь детям и внукам. После долгой холодной зимы запасы кормов , которые она делала закончились и с наступлением весны потребовалось приобрести дополнительно корма для содержания скота. Так как содержание скота и переработка молока являются основным источником дохода Сароджон, она не хотела бы продавать свой скот из-за нехватки кормов и тем самым потерять кормильца. Для приобретения необходимого количество кормов Сароджон необходим кредит за которым она и обратилась в "Арванд". Она заранее благодарит "Арванд" в поддержке.

Additional Information

About MDO Arvand

MDO Arvand is one of the leading microfinance institutions in Tajikistan, offering small loans to entrepreneurs to start and grow their businesses. This makes an enormous difference in a country, which is not only the poorest in Central Asia, but also home to a population where two-thirds live below the poverty line. Today, Tajikistan's economy literally depends on remittances being sent from family members working abroad in Russia because there are so few local job opportunities.

But Arvand loans have been able to make a difference and change lives. Read about some of the incredible success stories they have seen here in this Kiva blog post: Bringing hope to Tajikistan with Arvand -- one success story at a time.


About Tajikistan

  • $2,700
    Average annual income
  • 189
    View loans »
    Tajikistan Loans Fundraising
  • $30,410,450
    Funds lent in using Kiva
  • 4.9
    Tajikistan Somoni (TJS) = $1 USD

Success!! The loan was 100% repaid

A loan of $625 helped Sarodjon to buy cattle feed.
100% repaid
Repayment Term
14 months (Additional Information)
Repayment Schedule
Apr 23, 2014
May 11, 2014
Currency Exchange Loss:
May 17, 2015