Virgen Del Carmen Group
With this loan, Delfina will invest in buying chickens and a balanced diet in order to improve her business to cover her needs.
Each member of the group receives $500.00. They meet monthly to make payments on the loan.
Al inicio fue muy difícil. Los pollitos se morían porque no tenía adecuado el patio de su casa. Los pollos se perdían y esto generaba perdidas.
Poco a poco hizo el cerramiento del patio y organizó un lugar para el galpón.
Con este crédito, DELFINA invertirá en la compra de pollos y balanceado para mejorar su actividad de cría de pollos.
Cuando los pollos están listos (6 semanas) ella los vende en las tiendas del pueblo y con estos recursos compra más pollos pequeños.
Ella tiene deseos de ampliar el galpón y trabajar en la cría de unos 300 pollos pos mes. Con esto aumentaría sus ganancias y mejoraría sus ingresos para pagar su préstamo y cubrir sus necesidades.
Cada integrante del grupo recibe $500,00 dólares, ellos se reúnen mensualmente para acordar el pago de la letra del crédito.
More information about this loan
This loan is part of VisionFund Ecuador's effort to reach vulnerable populations located along Ecuador’s frontier with Colombia. This region generally lacks access to financial services and is populated by many Colombian refugees seeking asylum from guerrilla warfare. This loan is designed to help these vulnerable populations improve their lives and set up sustainable businesses.
About VisionFund EcuadorVisionFund Ecuador is a microenterprise development fund that supports groups of entrepreneurs who lack access to formal financial systems. The organization works with vulnerable populations, especially women, in the marginalized urban and rural sectors of Ecuador. Its clients work in a variety of sectors including agriculture, artisan crafts and the commercial and service sectors. Kiva lenders’ funds are used to expand the organization’s services to the poor living in more rural parts of Ecuador.
This is a Group Loan
In a group loan, each member of the group receives an individual loan but is part of a larger group of individuals. The group is there to provide support to the members and to provide a system of peer pressure, but groups may or may not be formally bound by a group guarantee. In cases where there is a group guarantee, members of the group are responsible for paying back the loans of their fellow group members in the case of delinquency or default.
Kiva's Field Partners typically feature one borrower from a group. The loan description, sector, and other attributes for a group loan profile are determined by the featured borrower's loan. The other members of the group are not required to use their loans for the same purpose.
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Success!! The loan was 100% repaid