These women run small businesses, [selling] wood, food, and grain. With the goal of expanding their businesses, the group members have decided to work with Soro Yiriwaso and are in their first group loan cycle.
Mrs. Fatoumata (third in the photo, left to right) is a major vendor of firewood in Zambougou and environs. She plans to use her loan to purchase two truckloads of firewood to meet growing customer demand. Her sales are made for cash, often to both male and female customers.
Mrs. Fatoumata hopes to see an average monthly profit of 21,000 CFA francs with this loan, which will be used to help her husband and expand her business.
Elles se sont connues à travers des liens de voisinage, de parenté, mariage et de leurs activités génératrices de revenu dans le village de zambougou. Elles font le petit commerce, de bois, de restauration et de grains. Dans le but d’augmenter leurs fonds de commerce, les membres du groupe ont décidé de collaborer avec Soro Yiriwaso et sont à leur 1ér cycle du prêt solidaire.
Madame Fatoumata (3éme de la gauche vers la droite dans la photo) est une grande vendeuse de bois de chauffe dans le village de zambougou et ses environnants. Elle compte utiliser son prêt pour acheter 2 chargements de camionnettes en bois de chauffe pour satisfaire de plus en plus la demande de sa clientèle. La vente se fait au comptant et souvent à crédit à une clientèle mixte.
Madame Fatoumata espère réaliser un bénéfice mensuel moyen de 21 000 FCFA avec ce prêt, qui sera utilisé pour aider son mari et augmenter son fonds de commerce.
Important InformationSoro Yiriwaso is a microfinance institution that works primarily in rural and semi-urban areas of Mali to provide underprivileged communities with access to financial services.The organization facilitates access for disadvantaged clients, particularly women, to new resources and services, fostering solidarity and cooperation among its clients. Kiva lenders’ funds will enable Soro Yiriwaso to expand its outreach and target even more underserved Malians involved in business and agriculture.
This is a Group Loan
In a group loan, each member of the group receives an individual loan but is part of a larger group of individuals. The group is there to provide support to the members and to provide a system of peer pressure, but groups may or may not be formally bound by a group guarantee. In cases where there is a group guarantee, members of the group are responsible for paying back the loans of their fellow group members in the case of delinquency or default.
Kiva's Field Partners typically feature one borrower from a group. The loan description, sector, and other attributes for a group loan profile are determined by the featured borrower's loan. The other members of the group are not required to use their loans for the same purpose.
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