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Anush is 47 years old and lives in the village of Tsav in Syunik region. Anush has no higher education. For several years, she worked at a local school as a gardener. Now she works at a private workshop as a cleaner, and at the same time, she is engaged in farming and agriculture.

Anush raises apple trees and potatoes, and sells them at the city wholesale market. She has 30 chickens and she sells both eggs and poultry meat. Anush manages everything about the farm alone, since she is divorced. Her elder son lives with her husband, her daughter is already married, and she lives with her family. Only her smallest son lives with her, but he is school-aged and does not manage to help his mother over their farm.

Anush says that all the work that she does is of great pleasure for her, and if there would be some financial support, she will have better results at the end of each season, and more income as well.

Anush asks for a loan of 250,000 Armenian Drams (AMD) since she wants to buy potato seedlings and some diesel fuel for land cultivation activities.

Additional Information

More information about this loan

This loan is designed for borrowers in rural areas with a special focus on the agribusiness sector in Armenia.

About “Nor Horizon”

“Nor Horizon” UCO LLC is committed to promoting poverty alleviation in Armenia by providing high-quality financial and other business development services to enterprising individuals in under-served rural and urban markets who have a strong will to establish and develop their own small-scale businesses. Originally created as the Armenian micro credit program of Oxfam (Great Britain) in late 1995, “Nor Horizon” LLC has been licensed under supervision of the Central Bank of Armenia since early 2006.

For more information about “Nor Horizon,” please visit the partner page or website.

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About Armenia

  • $6,300
    Average annual income
  • 129
    View loans »
    Armenia Loans Fundraising
  • $14,333,525
    Funds lent in using Kiva
  • 413.7
    Armenia Drams (AMD) = $1 USD

Success!! The loan was 100% repaid

A loan of $625 helped Anush to buy potato seedlings and some diesel fuel for land cultivation activities.
100% repaid
Repayment Term
16 months (Additional Information)
Repayment Schedule
Apr 10, 2014
May 8, 2014
Currency Exchange Loss:
Dec 18, 2014