The women have partnered with the microfinance organization Soro Yiriwaso in order to improve all aspects of their business. They are on their first loan with the organization and plan to fully repay it.
Djenebou (pictured furthest on the right in the photo) plans to use her loan to purchase 14 barrels of milk of 20L each. She makes her sales daily in Fakola and is much sought after, especially on festival days. Djenebou stocks up in Fakola and in the surrounding area. She makes her sales for cash to a customer base made up of both men and women. She hopes to earn an average monthly profit of 19,000 francs CFA. This profit will allow her to pay back her loan and also to help her husband with their daily expenses.
Elles collaborent avec l’institution de microfinance Soro Yiriwaso afin de mener à bien leurs activités à tout moment. Elles sont à leur premier prêt avec l’institution et compte bien le rembourser.
Mme DJENEBOU (1ère sur la photo de la droite à la gauche) compte acheter avec son prêt 14 bidons de lait de 20 litres chacun. Elle vend quotidiennement à FAKOLA et est très sollicitée surtout le jour de foire.Elle s’approvisionne à FAKOLA et environnant. Elle vend au comptant à une clientèle mixte.
Elle compte réaliser un bénéfice mensuel moyen de 19 000FCFA.
Ce bénéfice lui permettra de payer son prêt et aussi d’aider son mari dans les dépenses quotidiennes.
Important InformationSoro Yiriwaso is a microfinance institution that works primarily in rural and semi-urban areas of Mali to provide underprivileged communities with access to financial services.The organization facilitates access for disadvantaged clients, particularly women, to new resources and services, fostering solidarity and cooperation among its clients. Kiva lenders’ funds will enable Soro Yiriwaso to expand its outreach and target even more underserved Malians involved in business and agriculture.
This is a Group Loan
In a group loan, each member of the group receives an individual loan but is part of a larger group of individuals. The group is there to provide support to the members and to provide a system of peer pressure, but groups may or may not be formally bound by a group guarantee. In cases where there is a group guarantee, members of the group are responsible for paying back the loans of their fellow group members in the case of delinquency or default.
Kiva's Field Partners typically feature one borrower from a group. The loan description, sector, and other attributes for a group loan profile are determined by the featured borrower's loan. The other members of the group are not required to use their loans for the same purpose.
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