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Noreen's Group
In this Group: Noreen, Razia
Noreen is a 33-year-old married woman living in the area of Lahore, Pakistan. She is the mother of five children.

Noreen has requested a loan from Kiva’s field partner, BRAC Pakistan, for her husband. He is a cobbler and an expert in his profession. He has been making shoes for many years; this is the reason he has a lot of experience with his profession. He sews leather and Rexine shoes by machine and attaches the sole through stitching by hand.

In this way, he is getting income for his family. He has been making shoes at home and has now established a shop to continue his business on a wider level. He does not have cash in hand to buy the initial raw materials for making shoes.

Therefore, Noreen has requested a loan for her husband so he can buy raw materials such as leather, Rexine, and glue for making shoes.

Noreen thanks Kiva and field partner, BRAC Pakistan.

Additional Information

More information about this loan

BRAC Pakistan focuses its work in some of the most underdeveloped parts of Pakistan, characterized by poor infrastructure and high levels of poverty. By supporting this loan, you are enabling access to finance for borrowers living in some of Pakistan's poorest areas.

About BRAC Pakistan

BRAC Pakistan is a subsidiary of BRAC, one of the world’s largest development organizations with a focus on microfinance and economic empowerment. It offers micro-loans designed to help small businesses, very poor clients and others, in addition to health and education services. Kiva’s flexible, zero-interest capital will enable BRAC to expand its outreach in underserved regions and to women who have had no access to microfinance services.

This is a Group Loan

In a group loan, each member of the group receives an individual loan but is part of a larger group of individuals. The group is there to provide support to the members and to provide a system of peer pressure, but groups may or may not be formally bound by a group guarantee. In cases where there is a group guarantee, members of the group are responsible for paying back the loans of their fellow group members in the case of delinquency or default.

Kiva's Field Partners typically feature one borrower from a group. The loan description, sector, and other attributes for a group loan profile are determined by the featured borrower's loan. The other members of the group are not required to use their loans for the same purpose.

About Pakistan

  • $4,700
    Average annual income
  • 337
    View loans »
    Pakistan Loans Fundraising
  • $15,677,475
    Funds lent in using Kiva
  • 98.9
    Pakistan Rupees (PKR) = $1 USD

Success!! The loan was 100% repaid

A portion of Noreen's Group's $675 loan helped a member to buy raw materials for shoe making.
100% repaid
Repayment Term
12 months (Additional Information)
Repayment Schedule
Apr 10, 2014
May 8, 2014
Currency Exchange Loss:
Mar 19, 2015