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Mutre Afuera (Tosagua) Group
In this Group: María Monserrate, Erodita Monserrate, María Angelica, María Elizabeth, Belgica Dalinda, María Gabriela, Mariuxi Yessenia, Andrea Katherine, Sebastiana Albertina, Luz Fatima*, Jose Luis
* not pictured
In the city of Tosagua the"Mutre Afuera" communal bank meets every fortnight. The group has 10 women and one man who decided to get together and access the benefits that the institution can offer them to improve their businesses and their quality of living. They work in different activities such as farming, raising animals and business in general.

One of the members of the group is María. She is 40 years old is in a common-law relationship from which she has 3 children aged 5, 13 and 19. The two youngest study in Secondary and Primary schools. Her husband is a businessman.

María is a woman who likes to work to help her husband get ahead. So several years ago she built a shed to raise chickens. She buys chickens when they are small at an agricultural center in the city and feeds them and when they are big enough she sells them to neighbors and some stores in her area.

This loan is to buy feed and medicine for the chickens. María has been a member of the group for 3 years and she likes it as the loans help a lot buying feed. Her dream is to give the best to her children. The inserted photo is of two members who could not be present when the photo was taken.
View original language description ↓
En la ciudad de Tosagua cada quince días se reúne el Grupo De Crédito Mutre Afuera, este grupo formado por 10 mujeres y 1 hombre que decidieron tiempo atrás unirse y acceder a los beneficios que les brinda la institución para mejorar sus negocios y su calidad de vida, ellos se dedica a diversas actividades como la agricultura, la cría de animales y comercio en general.
Una de las socias de este grupo es la señora María, tiene 40 años de edad, mantiene una relación de unión libre de la cual tiene 3 hijos, de 19, 13 y 5 años, los dos menores estudian en colegio y escuela. El marido es comerciante.
Doña María es una mujer que le gusta trabajar para ayudarle a su marido a salir adelante, ella hace varios años construyo un galpón en el cual cría pollos, compra los pollos cuando están pequeñitos en un centro agrícola de la ciudad, los alimenta por el tiempo adecuado y luego cuando están listos los entrega a comerciantes que llegan hasta su casa para llevarlos a vender en los mercados de la localidad, ella también les vende a los vecinos del lugar y entrega a ciertas tiendas de la zona.
Este crédito es para comprar alimento y medicinas para pollos. Lleva 3 años en el Grupo De Crédito y le gusta porque los créditos le ayudan mucho para la compra de los alimentos. Sus sueños son darles lo mejor a sus hijos.
La foto pequeña es de dos socias que no pudieron estar presentes cuando se tomo la foto del grupo.

Additional Information

This is a Group Loan

In a group loan, each member of the group receives an individual loan but is part of a larger group of individuals. The group is there to provide support to the members and to provide a system of peer pressure, but groups may or may not be formally bound by a group guarantee. In cases where there is a group guarantee, members of the group are responsible for paying back the loans of their fellow group members in the case of delinquency or default.

Kiva's Field Partners typically feature one borrower from a group. The loan description, sector, and other attributes for a group loan profile are determined by the featured borrower's loan. The other members of the group are not required to use their loans for the same purpose.

About Ecuador

  • $10,600
    Average annual income
  • 47
    View loans »
    Ecuador Loans Fundraising
  • $24,293,125
    Funds lent in using Kiva
  • US Dollars
    Loan transacted in USD

Success!! The loan was 100% repaid

A portion of Mutre Afuera (Tosagua) Group's $6,200 loan helped a member to buy feed and medicine for chickens.
100% repaid
Repayment Term
6 months (Additional Information)
Repayment Schedule
Monthly
Pre-Disbursed:
Apr 22, 2014
Listed
May 16, 2014
Currency Exchange Loss:
N/A
Ended:
Sep 17, 2014