Asociación Comunal Pilas Orientales Group
Update on Asociación Comunal Pilas Orientales GroupThe Asociación Comunal para el Desarrollo de Proyectos de Agua Potable y Otros Pilas Orientales [Pilas Orientales Community Association for the Development of Potable Water and Other Projects] is located in the Masaya department. It supplies five communities, in which 952 service users are registered, and benefits over six thousand people, of whom over 50% are children. This Association has been in operation for 24 years, and originally served 250 users in the Pilas Orientales and Las Conchitas communities. One year later, it offered services to the communities of Los López and Los Manguitos, and later the community of Plan del Arenal.
Given the increase in the quantity of users, and considering the lifespan of the existing tubing, the group decided, with a consensus from the users, to change out 2 km of 2-inch PVC tubing to 4-inch tubing. For this project, they will need materials such as spacers, adhesive, joints, and shut-off valves.
The pipe to be changed crosses the community of Las Pilas Orientales and will directly benefit its 206 users. It will indirectly benefit over 6 thousand people, allowing a greater flow of potable water which will arrive in greater volumes and in better time to the more distant communities. It will create energy savings of 40% due to a reduction of pumping hours.
Previous Loan DetailsThe las Pilas Orientales Communal Association for the Development of Water and Other Projects was founded in 1992 to solve water supply problems in the north Masaya regions. At present it supplies 5 communities, for a total of 845 users. with a community of 4,225 people supplied. They are asking… More from Asociación Comunal Pilas Orientales Group's previous loan »
More information about this loan
This loan is part of an AFODENIC pilot project to provide capital to Drinking Water and Sanitation Committees. These committees are comprised of community members who work on a volunteer basis to manage wells and water distribution in the rural areas where they live, which do not have access to government-provided running water. Loans are disbursed to committee members, who represent their entire communities – hundreds or even thousands of individuals – using a solidarity guarantee. Committees use these loans to repair water pumps, install water meters, and buy new pumps or motors for existing distribution systems. Loan repayments are made jointly via small contributions from all members of the community who benefit from water access. Committee members are responsible for collecting and tracking repayments. Kiva is very excited to support AFODENIC's initiative to expand access to clean drinking water in rural Nicaragua.
About AFODENICThis loan is administered by AFODENIC, La Asociación para el Fomento al Desarrollo Nicaragua, a Kiva Field Partner based in Managua, Nicaragua. Founded in 1999, AFODENIC was created to promote the socio-economic and cultural development of sectors that are excluded from commercial banking. Integrating economic and human resources, AFODENIC offers affordable and adaptable financial services aimed at strengthening the family unit of their clients, who include students, producers, and micro- and small entrepreneurs from rural and urban areas. AFODENIC is a socially responsible institution engaged in society and making a positive impact on its professional partners and communities.
Supporting a borrower through AFODENIC contributes to the pursuit of innovation in mitigating poverty in Nicaragua. Visit AFODENIC’s partner page for more information.
Concurrent and Successive Loans
Our Field Partners often work with borrowers over a series of loans as the borrowers build credit, take out bigger loans, and expand their businesses. In order to make it easier for our Field Partners to post loans for borrowers who have been listed on Kiva before, we allow them to post successive and concurrent loans for their Kiva borrowers. This means that our Field Partners are able to post a borrower's second, third, etc., loan on Kiva without having to re-enter all of the borrower's information.
This borrower has been listed on Kiva before, so you'll see an updated loan description, as well as excerpts of the original descriptions from earlier loans. Most borrowers take out loans consecutively, meaning that they receive a second loan after having repaid the first. However, sometimes our Field Partners give out concurrent loans, allowing borrowers to take out one primary loan and a secondary "add-on" loan along with it. These "add-on" loans are typically smaller than the borrower's primary loan and serve a different purpose. Because Field Partners can now post loans as successive and concurrent loans, you will be able to track borrower progress over time and see the various ways a borrower is working with our Field Partners through funds from Kiva’s lenders.
This is a Group Loan
In a group loan, each member of the group receives an individual loan but is part of a larger group of individuals. The group is there to provide support to the members and to provide a system of peer pressure, but groups may or may not be formally bound by a group guarantee. In cases where there is a group guarantee, members of the group are responsible for paying back the loans of their fellow group members in the case of delinquency or default.
Kiva's Field Partners typically feature one borrower from a group. The loan description, sector, and other attributes for a group loan profile are determined by the featured borrower's loan. The other members of the group are not required to use their loans for the same purpose.
Loan tags help lenders find loans that match certain areas of interest. You can add up to 5 tags for this loan.
76View loans »
This loan has been fully funded!