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María Zoila
María, 61, went to school through the first grade. She's a widow since her life partner passed away. She has 3 children; two have their own homes, and only one son lives with her but is not dependent.

María's business is a cafe, which she's been working in for a year. She got the idea from a friend that encouraged her to go into the business, and she decided to do it to support herself financially. She also hand-washes clothing for pay. She had never had a business before. The cafe is in her house and she goes a kilometer away by foot to the place where she washes clothes. There's no one else involved with her business. She does the washing from 6AM to 10AM and works in the cafe from 11AM to 6PM.

The loan María is seeking is to buy candy, soft drinks, dairy products, and desserts to sell in the cafe. The loan will mean progress for her because she'll stock up the cafe, generate more profits, and her quality of life will be better. Her needs will be met in that she'll have the opportunity to continue with her work. Her dreams are to keep on working for as long as God gives her life and that her family will strive on behalf of their own children.
View original language description ↓
María de 61 años de edad, estudio hasta primer grado, es viuda ya que su compañero de vida fallecio; tiene 3 hijos de los cuales 2 tienen sus propios hogares y solamente un hijo vive con ella; pero no depende de ella.


El negocio de la cliente es un cafetín, tiene un año de trabajar con el cafetín; lo aprendio de una amiga ya que fue ella quien la motivo para este negocio y lo decidio para sostenerse economicamente. Tambien se dedica a lavar ropa a mano por lo cual recibe un pago. No habia otro negocio antes, el cafetín esta en su casa y donde va a lavar esta como a 1 km y viaja a pie. Nadie se involucra en el trabajo. Las lavadas las hace de 6:00 am a 10:00 am y de 11:00 am a 6:00 pm en el cafetín.

El préstamo que esta soliictando, es para comprar golosinas, bebidas, lácteos, dulces, para vender en el cafetín. El préstamo le mejorara porque surtira el cafetín y por lo tanto le generara mas ganancias y asi mismo su calidad de vida sera mejor. La necesidad satisfecha es que se le de, la oportunidad de seguir trabajando. Sus sueños son seguir trabajando hasta que Dios le preste vida. En cuanto a u familia que luchen por sus hijos.

Additional Information

More information about this loan

This loan is designed for rural women in El Salvador. Loan amounts are much smaller than average and the field partner is not requiring any guarantee for this type of loan. The goal is to support businesses that will enable women to work from their homes or start flexible businesses, as many of them are single mothers and are the sole caretakers for their families. Women who receive this type of loan also receive training on entrepreneurship, business management and budgeting.

About CrediCampo

This loan is administered by CrediCampo, a Kiva Field Partner in El Salvador. CrediCampo seeks to improve the lives of rural communities and their families in areas including health, education, basic services, and infrastructure. Through its Community Development Unit, CrediCampo provides scholarships, leadership development training, and financial education programs for families in rural areas. CrediCampo’s work is crucial in addressing the issue of poverty in El Salvador. Based on 2009 estimates, 37.8% of the population lives below the poverty line. To learn more about CrediCampo and their work, visit their partner page.

About El Salvador

  • $4,900
    Average annual income
  • 441
    View loans »
    El Salvador Loans Fundraising
  • $22,756,300
    Funds lent in using Kiva
  • US Dollars
    Loan transacted in USD

Success!! The loan was 100% repaid

A loan of $300 helped María Zoila to buy candy, drinks, dairy products, and desserts to sell in her cafe.
100% repaid
Repayment Term
14 months (Additional Information)
Repayment Schedule
Monthly
Pre-Disbursed:
Apr 10, 2014
Listed
May 15, 2014
Currency Exchange Loss:
N/A
Ended:
Mar 19, 2015