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Tatyana

Update on Tatyana

Tatyana has previously received financial assistance through Kiva. She used the money as intended and was able to keep her business afloat despite the economic difficulties facing small businesses in Ukraine in the last six months.

This time Tatyana asked for a loan of 40,000 hryvnia to buy t-shirts, tank tops, blouses, lightweight trousers, skirts and jackets for the summer season. This will help her re-stock her store. She hopes that expanding the variety of clothing available will help her keep her customers.
View original language description ↓
Татьяна уже получала финансовую помощь от КИВА. Она использовала денежные средства по назначению и смогла продолжить торговать, удерживая бизнес на плаву несмотря на разные потрясения, которые испытывала украинская экономика и малый бизнес в последние полгода.
В этот раз Татьяна обратилась за помощью в размере 40 000 гривен для того, чтобы приобрести футболки, майки, блузки, облегченные брюки, юбки и пиджаки под реализацию в летний период, тем самым пополнив магазин и рынок товаром. Она надеется за счет расширения ассортимента предложить клиентам товары на сезон и сохранить покупателей.

Previous Loan Details

Tatyana has already used Kiva's support before. She was able to keep the sales during the slow season and keep afloat without losses by using the loan money. In this new season when the sales should go up Tatyana has come to ask for the loan again. This time she needs an amount of 8,000 hryvina. ... More from Tatyana's previous loan »

Additional Information

About HOPE Ukraine

HOPE International, a Christian faith-based non-profit organization, has been operating in Ukraine since 1997. HOPE Ukraine was the organization’s first international venture. In addition to its core microfinance activities, HOPE also supports an active children's ministry in Ukraine in the form of “Tomorrow Clubs,” after-school programs that teach children the gospel through games, skits and songs.

Concurrent and Successive Loans

Our Field Partners often work with borrowers over a series of loans as the borrowers build credit, take out bigger loans, and expand their businesses. In order to make it easier for our Field Partners to post loans for borrowers who have been listed on Kiva before, we allow them to post successive and concurrent loans for their Kiva borrowers. This means that our Field Partners are able to post a borrower's second, third, etc., loan on Kiva without having to re-enter all of the borrower's information.

This borrower has been listed on Kiva before, so you'll see an updated loan description, as well as excerpts of the original descriptions from earlier loans. Most borrowers take out loans consecutively, meaning that they receive a second loan after having repaid the first. However, sometimes our Field Partners give out concurrent loans, allowing borrowers to take out one primary loan and a secondary "add-on" loan along with it. These "add-on" loans are typically smaller than the borrower's primary loan and serve a different purpose. Because Field Partners can now post loans as successive and concurrent loans, you will be able to track borrower progress over time and see the various ways a borrower is working with our Field Partners through funds from Kiva’s lenders.

Tags

About Ukraine

  • $8,200
    Average annual income
  • 0
    View loans »
    Ukraine Loans Fundraising
  • $6,250,350
    Funds lent in using Kiva
  • 11.4
    Ukraine Hryvnia (UAH) = $1 USD
Ended with Loss - Currency Exchange Loss learn more
A loan of $3,525 helped Tatyana to purchase t-shirts, tank tops, blouses, pants, skirts and jackets to sell for the summer season.
83% repaid
Repayment Term
26 months (Additional Information)
Repayment Schedule
Monthly
Pre-Disbursed:
Apr 11, 2014
Listed
May 10, 2014
Currency Exchange Loss:
Possible
Ended:
Jan 17, 2015
This photo was used before for a previous loan for Tatyana. It was first posted on Kiva on Oct, 2013. Learn More