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Mirembe Nsozibiri Group
In this Group: Judith, Fred, Alisi, Fred, Sulainah, Samuel, John Mary, Emmanuel, Petulina
Judith is a married woman living in a rural area and aged 42 years. She is a member of the group above. She has 7 children and 5 are attending school in different areas. She deals in farming, growing vegetables, coffee and banana plants. She supplements her income with salary which she earns from teaching in a nursery school in her area. She started this business in 2006.

She works 6 days in a week and 12 hours per day in order to maximise resources. She started this business in order to get income to meet her family needs. She has acquired this loan to enlarge her business and to be the leading supplier of agriculture products in the village. Her clients are traders from nearby villages.

Her future hope is to educate all her children so that they can have a better future. The challenges she faces are high transport costs, limited capital and lack of enough labourers. She is an honest and hardworking woman. She advises lenders to give loans to her clients in the required season. She will buy fertilizers to fertilize her gardens using the loan funds. Judith is the lady with a raised hand.

Additional Information

More information about this loan

This loan is part of UGAFODE's program for clients who live in isolated rural areas with limited access to financial services. Uniquely, UGAFODE focuses its efforts on agricultural areas in Uganda that are over 50 km from their branches, providing loans to both groups and individual borrowers. The organization believes that the risk of offering services to remote clients is outweighed by the benefits to customers and their often underserved communities.

This is a Group Loan

In a group loan, each member of the group receives an individual loan but is part of a larger group of individuals. The group is there to provide support to the members and to provide a system of peer pressure, but groups may or may not be formally bound by a group guarantee. In cases where there is a group guarantee, members of the group are responsible for paying back the loans of their fellow group members in the case of delinquency or default.

Kiva's Field Partners typically feature one borrower from a group. The loan description, sector, and other attributes for a group loan profile are determined by the featured borrower's loan. The other members of the group are not required to use their loans for the same purpose.

About Uganda

  • $1,800
    Average annual income
  • 211
    View loans »
    Uganda Loans Fundraising
  • $31,442,275
    Funds lent in using Kiva
  • 2,525.0
    Uganda Shillings (UGX) = $1 USD

Success!! The loan was 100% repaid

A portion of Mirembe Nsozibiri Group's $1,050 loan helped a member to buy organic fertilizers.
100% repaid
Repayment Term
7 months (Additional Information)
Repayment Schedule
Apr 6, 2014
May 6, 2014
Currency Exchange Loss:
Oct 17, 2014