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Cebada Y Trigo Group
In this Group: Regina , Ma Rutilia, Roxana , Cristina
“Salvation and Perfection” are the meanings the four members chose for “ Cebada y Trigo” which is a communal bank in VisionFund to identify it from other groups. Not only this but they are grounded in a spiritual aspect says Regina, the leader of the group, as not only in religion do we have to act in the best manner possible to keep all the doors open. Also the words are important for Regina, Ma Rutila, Roxana y Cristina in order to become a perfect and united group which has allowed them to continue together and reap the benefits that that union gives them.

VisionFund has motivated their clients to continue with their businesses so they can generate the resources they need to have a better quality of living and more importantly benefit the children of the members. Regina is a very enthusiastic leader, hard-working and with many dreams. So the other members of the group elected her as the representative of the“Cebada y Trigo” group. She says that she learned about the organization and the loan payments that are adapted to their clients from her sister.

Regina who is in the front part of the photo has a special taste for fashion. A few years ago she studied a fashion design course but for financial reasons she could not carry out one of her dreams, which is to make tradition clothing used in dancing to exhibit national folklore. But it is never too late to start. She now has a sewing machine and in her spare time she makes clothing. When she has an order she fills it with much love and dedication. She will use the credit to buy fabric, buttons, zippers and other material to continue with her work.

On the other hand, Rutilia is the head of her household. She says she no longer lives with her husband and she puts more effort into providing the best for her family, which is her 17 year old son who is still studying. She wants to offer a better quality of living to her son and with the loan will continue to raise calves. Roxana despite her young age, has seen that life is not easy and has had to find out how to sustain herself. Her marriage is approaching and she radiates with happiness as she waits with some anxiety the arrival of the greatest gift that there is on earth, a child. She wants to give it the best when she holds it in her arms. Thanks to the loan she can buy lambs and start raising animals. Then she won't have to worry about taking care of her guests that will share such an important date with her and her husband. Finally Cristina wants to help with the household expenses, mentions that VisionFund has given her a hand in starting her business of selling clothes. Before she had a small stand with little variety in clothing but with the loan she can buy more merchandise that her clients want. So they are all putting their confidence in getting ahead thanks to your help and their effort.
View original language description ↓
“Salvación y Perfección” significados de Cebada y Trigo; estas palabras son las que 4 integrantes que integran un grupo en VisionFund eligieron para ser identificados de los demás grupos y no solo eso sino que se basaron en el aspecto espiritual comenta Regina, representante del grupo, ya que en todo momento no solo en la religión todos necesitamos obrar de la mejor manera para tener las puertas abiertas en todo momento.
Además son palabras importantes para Regina, Ma Rutila, Roxana y Cristina para llegar a ser un grupo perfecto y solidario y es lo que les ha permitido seguir como grupo y mantener los beneficios que la fundación tiene para ellas. VisionFund ha motivado a sus clientes para que sigan con sus negocios y puedan generar el ingreso que necesitan para tener una mejor calidad de vida y sobre todo que los beneficiados sean los hijos de los clientes.
Doña Regina es una líder muy entusiasta, trabajadora y con muchos sueños es por ello que sus compañeras la eligieron como representante del grupo “Cebada y Trigo” menciona que gracias a su hermana ella se enteró de la organización y sobre todo las facilidades de pago ya que se adaptan a las posibilidades de sus clientes. Doña Regina que se encuentra en la parte frontal de la imagen tiene un gusto especial por la moda, hace algunos años ella estudio una carrera de diseño de ropa pero por cuestiones económicas no ha podido consolidar uno de sus sueños que es elaborar trajes típicos para bailables ya que muestran el folklor del país pero nunca es tarde para hacerlo, ahora ella cuenta con una máquina de coser y en sus ratos libres realiza ropa y si tiene algún pedido con mucho amor y dedicación lo hace. Usará su crédito para comprar tela, botones, cierres y más material para seguir con su actividad.
Por otro lado Ma Rutilia es una integrante más del Grupo Cebada y Trigo ella es padre y madre de su hogar, ella dice que ahora que no vive con su esposo a puesto más empeño para darle lo mejor a su familia que es su hijo de tan solo 17 años que aun sigue estudiando, ella quiere ofrecer una mejor calidad de vida a su hijo y con el crédito solicitado seguirá con la cría de becerros.
Roxana apesar de ser muy joven ha visto que la vida no es fácil y se tienen que buscar los medios para subsistir y más ahora que se acerca su boda, ahora irradia una gran felicidad ya que espera con ansia la llegada del regalo más grande y maravilloso que hay sobre la tierra “un hijo” ella quiere brindarle lo mejor cuando lo tenga es sus brazos y es así como gracias al crédito que a solicitado a la fundación podrá comprar borregos e iniciará con la cría de ganado así ya no tendrá que preocuparse por atender a sus invitados que compartirán una fecha muy importante para ella y su futuro esposo.
Finalmente Cristina que tiene el interés por apoyar con los gastos del hogar menciona que VisionFund le a dado la pauta para comenzar con la venta de ropa a mayor cantidad, anteriormente ella contaba con un pequeño puesto en donde no tenía variedad de ropa, sin embargo ahora con el crédito ella podrá comprar más mercancía que sus clientes necesitan.
Así es como ellas depositan toda su confianza en que saldrán adelante gracias al apoyo y a su propio esfuerzo.

Additional Information

This is a Group Loan

In a group loan, each member of the group receives an individual loan but is part of a larger group of individuals. The group is there to provide support to the members and to provide a system of peer pressure, but groups may or may not be formally bound by a group guarantee. In cases where there is a group guarantee, members of the group are responsible for paying back the loans of their fellow group members in the case of delinquency or default.

Kiva's Field Partners typically feature one borrower from a group. The loan description, sector, and other attributes for a group loan profile are determined by the featured borrower's loan. The other members of the group are not required to use their loans for the same purpose.

About Mexico

  • $11,249
    Average annual income
  • 7
    View loans »
    Mexico Loans Fundraising
  • $17,540,000
    Funds lent in using Kiva
  • 13.0
    Mexico Pesos (MXN) = $1 USD
Ended with Loss - Currency Exchange Loss learn more
A portion of Cebada Y Trigo Group's $3,325 loan helped a member to buy fabric, buttons, zippers, etc.
98% repaid
Repayment Term
12 months (Additional Information)
Repayment Schedule
Monthly
Pre-Disbursed:
Apr 25, 2014
Listed
May 15, 2014
Currency Exchange Loss:
Possible
Ended:
Mar 17, 2015