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Asmahhan Group
In this Group: Wafaa, Aya, Asmahan
Wafaa is the featured borrower of the Asmahhan group. She joined up with the other group members to acquire a loan from Kiva partner, Al Majmoua, because they have always been neighbors and they trust each other. They all intend to develop their living and business, and the acquired loan is their only hope.

Wafaa is a 44-year-old married mother of five children. She has been working as a hairdresser for twenty-five years, and is well known in her region with the special talents she acquired during this period. She runs her business at home, and visits some of her customers’ homes upon request.

She is developing her business, but her income combined with her husband’s are barely covering their family’s increasing expenses. For this reason her acquired loan will be invested in buying necessary highlighting needs, a wax machine and its required chair. Wafaa will use part of the loan to buy a gift for her son’s engagement. She hopes to keep on developing and expanding her business and providing her customers with different requested services.

Wafaa is the lady standing at the center of the picture. As for the other group members, Aya is the first on the left, and Asmahan is the first on the right.

Additional Information

About Al Majmoua – Lebanese Association for Development

The Lebanese Association for Development – Al Majmoua is Lebanon’s leading microfinance institution and the oldest Kiva partner in Lebanon. Al Majmoua’s vision is to “be the leader in creating an inclusive financial system where all people in Lebanon have access to affordable services.” Given Lebanon's diverse population, Al Majmoua lends to all nationalities, provided legal residency. The strong financial position achieved to date has allowed Al Majmoua to steadily lower its pricing over the years.

Based on the belief that non-financial services play a complementary role in improving the quality of life of the most vulnerable entrepreneurs, Al Majmoua has established a solid Business Development Services program for both borrowers and non-borrowers with a focus on women and youth.

This is a Group Loan

In a group loan, each member of the group receives an individual loan but is part of a larger group of individuals. The group is there to provide support to the members and to provide a system of peer pressure, but groups may or may not be formally bound by a group guarantee. In cases where there is a group guarantee, members of the group are responsible for paying back the loans of their fellow group members in the case of delinquency or default.

Kiva's Field Partners typically feature one borrower from a group. The loan description, sector, and other attributes for a group loan profile are determined by the featured borrower's loan. The other members of the group are not required to use their loans for the same purpose.


About Lebanon

  • $15,800
    Average annual income
  • 143
    View loans »
    Lebanon Loans Fundraising
  • $17,449,875
    Funds lent in using Kiva
  • US Dollars
    Loan transacted in USD

Success!! The loan was 100% repaid

A portion of Asmahhan Group's $1,500 loan helped a member to buy necessary highlighting needs, a wax machine and its required chair. Wafaa will use part of the loan to buy a gift for her son’s engagement.
100% repaid
Repayment Term
12 months (Additional Information)
Repayment Schedule
Apr 10, 2014
May 5, 2014
Currency Exchange Loss:
Mar 17, 2015