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Nyame Wo Tumi Group
In this Group: Esther, Agnes, Elizabeth, Bismark, Isaac, Comfort, Gladys
Nyame wo tumi is a group composed of seven people. They live in the same district and meet every week to repay the loan, save, and receive training.

They sell footwear, fish, foodstuff, charcoal, car engines, spare parts, and lace.

The featured borrower is named Agnes, She is first on the right in the photo. She is a 47-year-old married woman with a family.

She request money to purchase plantains and cassava to resell. Her expenses include meeting her family's needs. Her works from 8:00 am to 5:00 pm.

She has five years of experience in this business. For the future, she would like to benefit from micro finance institution loans and become a supplier of products for women in her commune.

Additional Information

About ID Ghana

ID Ghana is a microfinance NGO that provides financial and social services to underserved urban communities in Accra. ID Ghana’s socially-oriented business model provides clients with a number of social services, including financial literacy training, group discussions led by peer educators on health and nutrition education, child schooling, basic medical services, and counseling and legal services for women victims of violence.

This is a Group Loan

In a group loan, each member of the group receives an individual loan but is part of a larger group of individuals. The group is there to provide support to the members and to provide a system of peer pressure, but groups may or may not be formally bound by a group guarantee. In cases where there is a group guarantee, members of the group are responsible for paying back the loans of their fellow group members in the case of delinquency or default.

Kiva's Field Partners typically feature one borrower from a group. The loan description, sector, and other attributes for a group loan profile are determined by the featured borrower's loan. The other members of the group are not required to use their loans for the same purpose.


About Ghana

  • $3,500
    Average annual income
  • 42
    View loans »
    Ghana Loans Fundraising
  • $11,732,750
    Funds lent in using Kiva
  • 2.8
    Ghana Cedis (GHS) = $1 USD

Success!! The loan was 100% repaid

A portion of Nyame Wo Tumi Group's $2,200 loan helped a member to purchase plantains and cassava to resell.
100% repaid
Repayment Term
9 months (Additional Information)
Repayment Schedule
Apr 24, 2014
May 5, 2014
Currency Exchange Loss:
Dec 17, 2014