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Gulam Qamber
Gulam Qamber is 46-year-old energetic married man. He lives with his spouse and five children in the area of Lahore, Pakistan.

For the past fifteen years, Gulam has been operating a business making shoeboxes. In the beginning, the business was not profitable but over time Gulam has been able to make it successful. Gulam purchases his raw materials, which include cornstarch glue, cardboard, and colorful ink and paper, from the market. He makes the shoeboxes and sells them to shopkeepers. Gulam is able to earn people's trust and his clients increase day by day.

Gulam wants to expand his business. Therefore, Gulam is requesting a loan from Kiva’s field partner, BRAC Pakistan, to buy more cardboard stock. He hopes that lenders will support him and that his loan will prove productive for his business. He is very impressed with the Kiva loan cycle system and is thankful to the lenders.

Additional Information

More information about this loan

BRAC Pakistan focuses its work in some of the most underdeveloped parts of Pakistan, characterized by poor infrastructure and high levels of poverty. By supporting this loan, you are enabling access to finance for borrowers living in some of Pakistan's poorest areas.

About BRAC Pakistan

BRAC Pakistan is a subsidiary of BRAC, one of the world’s largest development organizations with a focus on microfinance and economic empowerment. It offers micro-loans designed to help small businesses, very poor clients and others, in addition to health and education services. Kiva’s flexible, zero-interest capital will enable BRAC to expand its outreach in underserved regions and to women who have had no access to microfinance services.


About Pakistan

  • $3,004
    Average annual income
  • 139
    View loans »
    Pakistan Loans Fundraising
  • $13,288,575
    Funds lent in using Kiva
  • 98.8
    Pakistan Rupees (PKR) = $1 USD
Paying Back

This loan has been fully funded!

A loan of $1,025 helped Gulam Qamber to buy cardboard to make shoeboxes.
80% repaid
Repayment Term
14 months (Additional Information)
Repayment Schedule
Apr 16, 2014
May 5, 2014
Currency Exchange Loss: