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The house in which Zarina lives does not comply with the housing standards, and she must have it renovated immediately. She is 34 years old, married, and raising two children. Children attend secondary school. They keep asking their parents to renovate their home, but the family's income from growing farm produce is insufficient cover these costs. Zarina needs to have all rooms renovated as the room [paint?] is dirty and there are cracks in the floors. Zarina is applying for a loan in the amount of 4,500 TJS to buy construction materials such as cement, wood etc to renovate her house. She is counting on your kindness.
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Дом, где живет Зарина, не отвечает стандартам жилья и она срочно должна отремонтировать свой дом. Ей 34 года, она замужем и на воспитании имеет 2 детей. Дети учатся в средней школе и всегда просят родителей отремонтировать их дом, но их доход от выращивания сельхоз культур не достаточно для этого. Она должна отремонтировать все комнаты, так как все комнаты грязные и трещины на полу. Она запрашивает займ на сумму 4500 сомони для покупки строительных материалов как цемент, древесина и т.п. для ремонта дома. Она ждет вашу доброту.

Additional Information

About IMON International

IMON International (IMON) is a micro-deposit organization in Tajikistan that provides entrepreneurs with access to high quality financial products and services, including business loans, agriculture loans, consumer loans and micro-leases. Aiming to alleviate poverty, the organization helps unbanked individuals establish businesses in different sectors, including manufacturing, agriculture and service. Kiva lenders’ funds will help the organization to expand its outreach to even more entrepreneurs, farmers and traders in Tajikistan.

About Housing Loans

Many poor families cannot afford housing that meets their needs. When you make a housing loan on Kiva, you give people access to flexible capital to obtain or improve their homes. Better housing means better health, sanitation, and even educational outcomes for children. A house can also be much more for entrepreneurs who run businesses out of their homes. In this way, housing and small business loans on Kiva share a common purpose: to alleviate poverty and enable families to enjoy more stable lives.


About Tajikistan

  • $2,700
    Average annual income
  • 267
    View loans »
    Tajikistan Loans Fundraising
  • $30,431,075
    Funds lent in using Kiva
  • 4.9
    Tajikistan Somoni (TJS) = $1 USD

Success!! The loan was 100% repaid

A loan of $925 helped Zarina to buy building materials such as cement, wood, etc. for renovating her house.
100% repaid
Repayment Term
14 months (Additional Information)
Repayment Schedule
Apr 15, 2014
May 10, 2014
Currency Exchange Loss:
May 17, 2015