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Damaris Concepción
Damaris Concepcion is 53 years old, married, and the mother of Lucila Dayan. They reside in Managua. With great effort in her work as a teacher in primary school, and with the help of her husband, Damaris has covered their household costs. But it is difficult to pay the fees for a university diploma for Lucila. Damaris and her husband have paid for the studies of their daughter, a young entrepreneur who dreams of obtaining her university title in order to become a 'licenciada' in international relations.

This is the reason that Damaris is requesting a loan through Ceprodel – to pay for the university 'title' of her daughter Lucila, and to help her avoid obstacles in finding employment and improving her condition of life. For the last 4 years, Lucila has worked hard in her studies and she dreams of continuing to study, developing a specialization.

In the photograph, we see Damaris on the left and her daughter Lucila on the right.

Damaris commented, “I am grateful for the help you provide, and I hope that you can continue helping young people reach the goals of completing and obtaining their professional titles.”
View original language description ↓
Damaris Concepción de 53 años de edad,casada, madre de Lucila Dayan, ambas habitante de Managua, con mucho esfuerzo en su trabajo de docente de primaria, y con el apoyo de su esposo sufragan los gastos del hogar, pero le es difícil pagar la titulación de Lucila, doña Damaris y su esposo han proporcionado estudios a su hija, una joven emprendedora que sueña obtener su titulo universitario,para recibirse de licenciada en relaciones internacionales.

Es por ese motivo que doña Damaris solicita un crédito a ceprodel para poder pagar el titulo de su hija Lucila, y que ella no tenga un obstáculo en encontrar un empleo y mejorar su condición de vida. ya que a lo largo de 4 años se ha esforzado en sus estudios. Lucila sueña con seguir estudiando y tener una especialización.

En la fotografía se puede observar a la izquierda doña Damaris y a su derecha su hija Lucila.

"Agradece por el apoyo que le pueda brindar, espera que sigan apoyando a los jóvenes alcanzar su metas de culminar y obtener un titulo profesional".

Additional Information

About CEPRODEL

This loan is administered by Centro de Promocion del Desarrollo Local (CEPRODEL), one of Kiva’s larger partners in Central America. Founded in 1991 and based in Managua, Nicaragua, CEPRODEL specializes in the development and funding of housing cooperatives for traditionally marginalized communities, the provision of microfinance services to small businesses, and the promotion of innovative renewable energy projects. In addition, unlike many microfinance institutions in the area that have chosen to avoid the rural areas of the country due to the increased financial risk, CEPRODEL provides financial services to numerous clients in the agriculture and livestock industry. Supporting a borrower through CEPRODEL means contributing to the promotion and sustainability of this important work in Nicaragua.

About Nicaragua

  • $3,636
    Average annual income
  • 164
    View loans »
    Nicaragua Loans Fundraising
  • $23,187,275
    Funds lent in using Kiva
  • 27.2
    Nicaragua Cordobas (NIO) = $1 USD
Paying Back

This loan has been fully funded!

A loan of $1,125 helped Damaris Concepción to cover the costs of obtaining her title for graduating from the university.
38% repaid
Repayment Term
20 months (Additional Information)
Repayment Schedule
Monthly
Pre-Disbursed:
Apr 7, 2014
Listed
May 14, 2014
Currency Exchange Loss:
Possible