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Alanaya 14123 Group
In this Group: Ghinwa, Alia, Najat, Manal , Siham
Ghinwa is the featured borrower of Alanaya 14123 Group. She joined the other group members to acquire a loan from Kiva partner Al Majmoua, because they have always been neighbors and friends. Ghinwa is a 34-year-old married mother of three children. She has been working in a beauty business for the past ten years. Currently Ghinwa runs her business at home and provides beauty services at customers' homes upon request. She is acquiring a loan from Kiva partner Al Majmoua, to change her car's engine since her car is very necessary for business development. This is because of the extra services she provides to customers who ask her to come to their house. She hopes that in the future she can open her own beauty salon and develop her career. Ghinwa is the lady at the center of the picture with dyed blond hair wearing jeans. As for the other group members, Alia is the first from the right, Najat is the second from the right, Manal is the first from the left, and Siham is the second from the left.

Additional Information

About Al Majmoua – Lebanese Association for Development

The Lebanese Association for Development – Al Majmoua is Lebanon’s leading microfinance institution and the oldest Kiva partner in Lebanon. Al Majmoua’s vision is to “be the leader in creating an inclusive financial system where all people in Lebanon have access to affordable services.” Given Lebanon's diverse population, Al Majmoua lends to all nationalities, provided legal residency. The strong financial position achieved to date has allowed Al Majmoua to steadily lower its pricing over the years.

Based on the belief that non-financial services play a complementary role in improving the quality of life of the most vulnerable entrepreneurs, Al Majmoua has established a solid Business Development Services program for both borrowers and non-borrowers with a focus on women and youth.

This is a Group Loan

In a group loan, each member of the group receives an individual loan but is part of a larger group of individuals. The group is there to provide support to the members and to provide a system of peer pressure, but groups may or may not be formally bound by a group guarantee. In cases where there is a group guarantee, members of the group are responsible for paying back the loans of their fellow group members in the case of delinquency or default.

Kiva's Field Partners typically feature one borrower from a group. The loan description, sector, and other attributes for a group loan profile are determined by the featured borrower's loan. The other members of the group are not required to use their loans for the same purpose.


About Lebanon

  • $15,800
    Average annual income
  • 95
    View loans »
    Lebanon Loans Fundraising
  • $16,118,175
    Funds lent in using Kiva
  • US Dollars
    Loan transacted in USD
A portion of Alanaya 14123 Group's $6,800 loan helped a member to change her car's engine since her car is very necessary for providing beauty services at customers' homes upon request.
Repayment Term
14 months (Additional Information)
Repayment Schedule
Apr 7, 2014
May 6, 2014
Currency Exchange Loss:
Jun 5, 2014