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Zuma Group
In this Group: Maclaud, Felix, Said, Husna
Maclaud, who is in his mid 50s, is married with three children who are still in school. He has been running a bar and a restaurant business for nine years now. He works from 5 am until midnight daily and is able to make a very good monthly profit.

This will be Maclaud's 10th loan from Tujijenge Tanzania. He used the previous loans to expand and repair his restaurant/bar, which used to be small but is now big and attractive. He has paid back all his loans successfully. He is doing fine with the loan. He used the profit to pay school fees, build his house and cover household expenses. He will use this loan to buy beer, wine, spirits, soda, juice and water. He dreams of improving his lifestyle.

Maclaud will share this loan with his four-member loan group "Zuma". The members will hold each other accountable for paying back the loan.

Additional Information

About Tujijenge Tanzania

This loan is administered by Tujijenge Tanzania, which was founded in 2006. It has operations in Dar es Salaam, the coastal region, and the Lake Victoria region. The organization aims to reach out to micro entrepreneurs and provide them with financial and social intermediation services because capital is one of the major barriers to development and success for micro-enterprise initiatives in Tanzania.

For more information on Tujijenge Tanzania, please visit its partner page, or join its lending team.

This is a Group Loan

In a group loan, each member of the group receives an individual loan but is part of a larger group of individuals. The group is there to provide support to the members and to provide a system of peer pressure, but groups may or may not be formally bound by a group guarantee. In cases where there is a group guarantee, members of the group are responsible for paying back the loans of their fellow group members in the case of delinquency or default.

Kiva's Field Partners typically feature one borrower from a group. The loan description, sector, and other attributes for a group loan profile are determined by the featured borrower's loan. The other members of the group are not required to use their loans for the same purpose.

About Tanzania

  • $1,900
    Average annual income
  • 69
    View loans »
    Tanzania Loans Fundraising
  • $15,081,550
    Funds lent in using Kiva
  • 1,645.5
    Tanzania Shillings (TZS) = $1 USD
A portion of Zuma Group's $3,225 loan helped a member to buy beer, wine, spirits, soda, juice and water.
Repayment Term
8 months (Additional Information)
Repayment Schedule
Apr 30, 2014
May 3, 2014
Currency Exchange Loss:
Jun 2, 2014