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Usalama Group
In this Group: Msichoke, Shamila, Doris
Msichoke is a mother of two kids, one of whom is at school while the other is still a baby. Msichokee is married and for three years now, she has had a business selling fresh juice. She makes her own juices, and opens the business from 7 a.m. to 11 p.m. each working day, and is able to make a very small profit.

Msichoke is requesting a third loan from Tujijenge Tanzania. She used the previous loans to buy a juicer which is now defective, but she will replace it with a new one. After the previous loans, Msichoke started making other types of juices which she hadn't made before. She managed to pay back all of her loans. Msichoke used the profit to cover school fees and home food expenses. With her new loan, Msichoke will buy a new brander (juicer) to replace the defect. She dreams of renting a good business place.

She will share this loan with her loan group "USALAMA" which totals three members. The members of the group will hold each other accountable for paying back the loan.

Additional Information

About Tujijenge Tanzania

This loan is administered by Tujijenge Tanzania, which was founded in 2006. It has operations in Dar es Salaam, the coastal region, and the Lake Victoria region. The organization aims to reach out to micro entrepreneurs and provide them with financial and social intermediation services because capital is one of the major barriers to development and success for micro-enterprise initiatives in Tanzania.

For more information on Tujijenge Tanzania, please visit its partner page, or join its lending team.

This is a Group Loan

In a group loan, each member of the group receives an individual loan but is part of a larger group of individuals. The group is there to provide support to the members and to provide a system of peer pressure, but groups may or may not be formally bound by a group guarantee. In cases where there is a group guarantee, members of the group are responsible for paying back the loans of their fellow group members in the case of delinquency or default.

Kiva's Field Partners typically feature one borrower from a group. The loan description, sector, and other attributes for a group loan profile are determined by the featured borrower's loan. The other members of the group are not required to use their loans for the same purpose.

About Tanzania

  • $1,900
    Average annual income
  • 39
    View loans »
    Tanzania Loans Fundraising
  • $15,304,000
    Funds lent in using Kiva
  • 1,645.5
    Tanzania Shillings (TZS) = $1 USD

Success!! The loan was 100% repaid

A portion of Usalama Group's $750 loan helped a member to buy a new brander (juicer) to replace the defect.
100% repaid
Repayment Term
10 months (Additional Information)
Repayment Schedule
Apr 29, 2014
May 3, 2014
Currency Exchange Loss:
Jan 17, 2015