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Kozima K. has been a widow for the past 15 years. Since she lost her husband, all family expenses fall on her shoulders. Kozima purchases dried apricots from small markets in her town, processes them at home and sells them at the central market every weekend. She has to wake up early in the morning to get the best apricots available at the best price. A loan would help her to expand her business and to reach her dream of providing a high education for her children.

Additional Information

About IMON International

IMON International (IMON) is a micro-deposit organization in Tajikistan that provides entrepreneurs with access to high quality financial products and services, including business loans, agriculture loans, consumer loans and micro-leases. Aiming to alleviate poverty, the organization helps unbanked individuals establish businesses in different sectors, including manufacturing, agriculture and service. Kiva lenders’ funds will help the organization to expand its outreach to even more entrepreneurs, farmers and traders in Tajikistan.

About Tajikistan

  • $2,700
    Average annual income
  • 105
    View loans »
    Tajikistan Loans Fundraising
  • $29,901,400
    Funds lent in using Kiva
  • 3.4
    Tajikistan Somoni (TJS) = $1 USD

Success!! The loan was 100% repaid

A loan of $1,175 helped Kozima expand and Grow her apricot business.
100% repaid
Repayment Term
14 months (Additional Information)
Repayment Schedule
Nov 5, 2008
Oct 22, 2008
Currency Exchange Loss:
Dec 15, 2009