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New Africa Group
In this Group: Ndika, Salmin, Tatu, Ester, Mbwana, Clement, Salome
Ndika, who is in her late twenties, is married and has two kids, one of whom is in school. For six years now, Ndika has been managing a store of charcoal. She opens her business from 8 a.m. to 8 p.m. each working day and is able to make a very good monthly profit.

From Tujijenge Tanzania, this is her 13th loan request which she will use to replenish her store with sacks of charcoal. With her previous loans, all of which were paid back successfully, Ndika used to buy more sacks of charcoal. She usually restocks her business to avoid upward price movement and shortage, especially during this rain season. She manages to receive an extra income which she used to buy a plot of land, personal car and business motor vehicle with three wheels. Ndika dreams of building a house.

She will share this loan with her loan group "New Africa" which totals seven members. The members of the group will hold each other accountable for paying back the loan.

Additional Information

About Tujijenge Tanzania

This loan is administered by Tujijenge Tanzania, which was founded in 2006. It has operations in Dar es Salaam, the coastal region, and the Lake Victoria region. The organization aims to reach out to micro entrepreneurs and provide them with financial and social intermediation services because capital is one of the major barriers to development and success for micro-enterprise initiatives in Tanzania.

For more information on Tujijenge Tanzania, please visit its partner page, or join its lending team.

This is a Group Loan

In a group loan, each member of the group receives an individual loan but is part of a larger group of individuals. The group is there to provide support to the members and to provide a system of peer pressure, but groups may or may not be formally bound by a group guarantee. In cases where there is a group guarantee, members of the group are responsible for paying back the loans of their fellow group members in the case of delinquency or default.

Kiva's Field Partners typically feature one borrower from a group. The loan description, sector, and other attributes for a group loan profile are determined by the featured borrower's loan. The other members of the group are not required to use their loans for the same purpose.


About Tanzania

  • $1,900
    Average annual income
  • 49
    View loans »
    Tanzania Loans Fundraising
  • $15,319,500
    Funds lent in using Kiva
  • 1,645.5
    Tanzania Shillings (TZS) = $1 USD

Success!! The loan was 100% repaid

A portion of New Africa Group's $2,775 loan helped a member to replenish her store with sacks of charcoal.
100% repaid
Repayment Term
8 months (Additional Information)
Repayment Schedule
Apr 29, 2014
May 3, 2014
Currency Exchange Loss:
Sep 17, 2014