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José Candelario
José, 67 years old, went to school until the 9th grade, however due to his economic situation he was unable to continue studying. This widower has two children, both of whom are married. He lives at home with his mother and no one else lives with them.

José is a farmer and he learned this work from his father. He also enjoys raising cattle. In addition he is a driver, a skill he learned with his friend, as well as a tinsmith. He tells us that he has done a little of everything in order to help his family get ahead. Today, at the age of 67, he says he feels strong enough to plant corn and a corn field. He gets up at 4:30 a.m. to milk his three cows and then walks them to pasture, which is about 15 minutes away. Then he returns home to cook some food only to leave for his parcel of land where he works some 6 more hours. Then he returns home to eat lunch and in the afternoon he goes to bring in his cattle.

The loan will be invested in purchasing seed, fertilizer, pesticides and herbicide in order to plant his 14,000 sq. meters of corn.

His dreams are:
-to own 10 milk cows;
-to purchase some 21,000 sq. meters of land to herd his cattle
-to pay off his loan.
View original language description ↓
José de 67 años de edad, estudio hasta 9°grado por lo económico ya no pudo seguir estudiando. Esta viudo y tiene dos hijos los cuales ya están acompañados, él vive en casa con su madre y nadie más vive con ellos.

José se dedica a la agricultura, trabajo que lo aprendió de su padre, además le gusta la crianza de ganado. Es motorista oficio que lo aprendió con su amigo, es hojalatero y nos cuenta que para sacar a su familia adelante él ha trabajado de todo un poco hoy a sus 67 años dice que se siente fuerte para sembrar maíz y maicillo. Se levanta a las 4:30 am para ordeñar 3 vacas que tiene y luego las traslada al potrero, para llegar ahí camina unos 15 minutos, luego regresa para hacer su comida para irse a la milpa donde trabaja unas 6 horas y luego regresa para el almuerzo y por la tarde recoge el ganado.

El crédito será invertido en la compra de semilla, abono, pesticidas, herbicidas para la siembra de 14,000 metros cuadrados de maíz.

Sus sueños son:
- Tener 10 vacas lecheras.
- Comprar unos 21,000 metros cuadrados de tierra para tener su ganado.
- Pagar el crédito.

Additional Information

About CrediCampo

This loan is administered by CrediCampo, a Kiva Field Partner in El Salvador. CrediCampo seeks to improve the lives of rural communities and their families in areas including health, education, basic services, and infrastructure. Through its Community Development Unit, CrediCampo provides scholarships, leadership development training, and financial education programs for families in rural areas. CrediCampo’s work is crucial in addressing the issue of poverty in El Salvador. Based on 2009 estimates, 37.8% of the population lives below the poverty line. To learn more about CrediCampo and their work, visit their partner page.


About El Salvador

  • $4,900
    Average annual income
  • 579
    View loans »
    El Salvador Loans Fundraising
  • $23,525,325
    Funds lent in using Kiva
  • US Dollars
    Loan transacted in USD
Paying Back

This loan has been fully funded!

A loan of $1,200 helped José Candelario to purchase seed, fertilizer, pesticides and herbicides to plant 14,000 sq. meters of corn.
0% repaid
Repayment Term
14 months (Additional Information)
Repayment Schedule
At end of term
Apr 9, 2014
May 13, 2014
Currency Exchange Loss: