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Rosa Elena
Rosa, 48 years old, lives with her children in a house that she owns. She works selling tortillas and has run this business for several years. Her experience in this work has allowed her to keep improving her results. Her tortilla shop is strategically located in a busy are where many people from the community visit. Rosa has many customers and her store is well know because her tortillas are delicious and always hot.

Rosa is a fighter and very dedicated to her work. In the last few months, demand for her tortillas has increased, so she wants to take advantage of the opportunity and invest in her business, but she does not have enough capital. For this reason, she is requesting a loan from INTEGRAL that will allow her to buy corn in bulk, propane gas, etc. Rosa has very good references from paying her share of loans from other institutions. She pledges to repay her debt in full.

Rosa hopes that she will be able to give her family a better life.
View original language description ↓
Rosa 48 años de edad vive junto con sus hijos en casa propia; Ella se dedica a la venta de tortillas, tiene varios años con este trabajo y se ha hecho de mucha experiencia que le permite obtener los mejores resultados, su negocio esta ubicado en una zona muy estratégica y frecuentada por las personas de la comunidad, es muy conocida pues sus tortillas son las mas ricas y siempre están calientitas, tiene mucha clientela. Rosa es una mujer luchadora, entregada a su labor, en estos últimos meses ha aumentado la demanda y quiere aprovechar para aumentar su inversión pero no posee de suficiente capital por eso le solicita a INTEGRAL un crédito que le permita comprar maíz por mayor, gas propano, etc. ella tiene buenas referencias de pago por parte de otras instituciones y se hace responsable del pago completo de la deuda, y a la vez tiene la esperanza que podrá darle a su familia una vida mejor.

Additional Information

About Apoyo Integral

Apoyo Integral (Apoyo) is a nonprofit organization offering financial products that enable clients to increase their working capital, purchase fixed assets, buy and remodel homes, expand agricultural business and more. The organization’s target group is businessmen and women who have already established their businesses but need financial support to strengthen or expand them.

Like Kiva, Apoyo is committed to empowering women involved in business activities in rural areas. Kiva lenders’ funds will be used to expand these services to an even greater number of poor clients in rural areas.


About El Salvador

  • $7,500
    Average annual income
  • 727
    View loans »
    El Salvador Loans Fundraising
  • $28,251,000
    Funds lent in using Kiva
  • US Dollars
    Loan transacted in USD

Success!! The loan was 100% repaid

A loan of $625 helped Rosa Elena to buy rice in bulk, propane gas, etc.
100% repaid
Repayment Term
20 months (Additional Information)
Repayment Schedule
Apr 26, 2014
May 13, 2014
Currency Exchange Loss:
Jun 17, 2015