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Cindy
This is Cindy, a 25-year-old woman who has many dreams. One of them is to become a cosmetologist. She lives with her daughter Nicole and husband Arturo in a happy home but there are some anguish and fights like any normal home. She is an enterprising woman who likes to work hard alongside her husband so that they can provide a good education to their daughter.
Cindy was working as a salesperson. She likes to do things right because she does not like mediocrity.
She has always liked cosmetology and esthetics and decided to enter school this year because her daughter was also going to school. Cindy had the morning off because her daughter went off to school and then she worked in the afternoon.
She finally enrolled and is now happy with her studies because it is what she has always wanted but had not done because she had to work and save. Her other dream is to have her own home but she is not pursuing that dream.
She was saving money in order to study and continued saving. First, she wanted to study and then excel and be a woman with good work experience and an education.
Unfortunately, Cindy lost her job after enrolling in school and it has been very hard financially because cosmetology, while not having as expensive tuition as other students, requires many materials. Her husband supports her but Cindy is conscious of the costs of their home, her daughter's education, and her tuition. All of these expenses require money, not to mention all of their periodic expenses. That's why she requested the loan agreement with Kiva. She is not discouraged, she will go ahead with her studies and get a job to help at home.
View original language description ↓
Ella es Cindy una mujer de 25 años, tiene muchos sueños y uno de ello es ser cosmetóloga, ella vive con la hija Nicole y el esposo Arturo un hogar con felicidad, angustia y algunas peleas como cualquier hogar normal, ella es una mujer emprendedora que le gusta trabajar y luchar junto al esposo, para que la hija este bien y poderle brindar una buena educación.
Cindy se dedicaba a trabajar como impulsadora, ella se considera que hace las cosas bien, puesto que no le gusta la mediocridad.
Ella siempre le había gustado la cosmetología y estética integral y decidió que como la hija entraba al colegio este año ella también iba estudiar, ya que tenía la mañana libre, porque la hija se iba a estudiar y ella trabajaba en la tarde.
Finalmente se matriculo y ahora está estudiando feliz por era lo que ella siempre había querido pero no lo había hecho por que se había dedicado solo a trabajar y ahorrar, porque otro sueño que ella tiene es lograr tener la propia casa, pero esta vez decidió que no iba seguir
Ahorrando si no que iba a estudiar y después seguía el ahorro, que primero estaba el estudio para superarse y ser una mujer con muy buena experiencia laboral, pero también con estudios. Desafortunada mente Cindy después de que entro a estudiar se quedó sin empleo y se le ha hecho muy difícil económicamente, porque a pesar de que no paga igual que otros estudiantes la cosmetología requiere de muchos materiales y pues a pesar que el esposo la apoya ella es consciente de los gastos de un hogar, el estudio de la hija y el estudio de ella, todos estos gastos que ella menciona requieren de plata sin contar otros gastos que a veces se tienen, es por eso que ella solicita el convenio con kiva, ella no se desanima, ella va a salir adelante con la carrera y conseguirá trabajo para ayudar en el hogar.

Additional Information

More information about this loan

This loan will help a CampoAlto student pay a semester's tuition. With seven branches throughout Bogota, Colombia, CampoAlto tailors educational programs for socially marginalized students. Each of these courses lasts three semesters on average and includes specialized training and internship placement to help students secure jobs after graduation.

This Kiva loan will be used to provide borrowers with needed goods or services, as opposed to cash or financial credit.

About CampoAlto

CampoAlto is a for-profit education institute that offers a variety of classes to students from socially or economically marginalized groups, including women, ethnic minorities, displaced populations, disabled individuals, and those living below the poverty line. Kiva funding is being used to pay tuition for students who couldn’t otherwise afford to attend classes.

Because CampoAlto’s core business is not purely microfinance, there is some level of additional risk for lenders. For this reason, Kiva has not assigned the institute a risk rating.

About Colombia

  • $6,070
    Average annual income
  • 300
    View loans »
    Colombia Loans Fundraising
  • $13,837,125
    Funds lent in using Kiva
  • 1,939.5
    Colombia Pesos (COP) = $1 USD

Success!! The loan was 100% repaid

A loan of $225 helped Cindy to pay a semester of tuition.
100% repaid
Repayment Term
4 months (Additional Information)
Repayment Schedule
Monthly
Pre-Disbursed:
Apr 5, 2014
Listed
May 13, 2014
Currency Exchange Loss:
Possible
Ended:
Jul 24, 2014