Rosas De Cala Cala Group
The loan the group is seeking will benefit small businesswomen such as Sra. Valeria. She is part of this first cycle with Pro Mujer and joined at the invitation of an advisor from the institution who visited her at her house. Currently Valeria has a business selling cattle, a job she has had for several years as it was a family business. After her marriage she decided to run the business independently.
The money she is seeking will be used to buy more cattle from the provinces in the department of La Paz and sell them after raising them. This will enable Valeria to earn money to support her family--she is married and has three children.
When asked what she most likes about Pro Mujer, she replies that she enjoys the training courses that the institution puts on.
El crédito que sacaran beneficiara a pequeñas microempresarias donde la señora Valeria es integrante, ella indica que es el primer ciclo que integra Pro Mujer, ingresando por la invitación de un promotor de la institución que fue a visitarla a su casa. En la actualidad ella tiene un negocio de venta de ganado; da a conocer que este negocio lo emprendió hace varios años, ya que el mismo fue un negocio familiar, posterior a su matrimonio decide independizar su negocio.
El crédito que ahora sacará es para el aumento de capital (compra de ganado vacuno) que adquirirá en las provincias del departamento de La Paz y posteriormente a la crianza lo comercializara a los compradores que lo requieran. Esta forma de trabajo le permite generar recursos para mantener a su familia ya que ella es casada y tiene tres hijos.
Cuando se le consulta qué le gusta de Pro Mujer, ella responde que le gusta las capacitaciones que le ofrece la institución.
This is a Group Loan
In a group loan, each member of the group receives an individual loan but is part of a larger group of individuals. The group is there to provide support to the members and to provide a system of peer pressure, but groups may or may not be formally bound by a group guarantee. In cases where there is a group guarantee, members of the group are responsible for paying back the loans of their fellow group members in the case of delinquency or default.
Kiva's Field Partners typically feature one borrower from a group. The loan description, sector, and other attributes for a group loan profile are determined by the featured borrower's loan. The other members of the group are not required to use their loans for the same purpose.
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