Nueva Visión Group
The loan they are requesting will benefit small enterprises such as Rossemery's. She says that this is her first time as a member of Pro Mujer and she joined after being invited by someone from the institution who went to visit her at home. Currently, she has a business selling tucamanas (traditional Bolivian empanadas). She tells us that she started her business 2 years ago - as she already knew how to make tucamanas she decided to start her own business.
The loan that she is requesting will be used to increase her capital to buy flour in bulk, and she will buy it from the markets in the city of El Alto and later make and sell her products in the markets. This form of work enables her to generate resources to support her family as she is a widow and has 4 children.
When we asked her what she likes about Pro Mujer, she responded that she likes the attention that she gets from the institution staff.
El crédito que sacaran beneficiara a pequeñas microempresarias donde la señora Rossemery es integrante, ella indica que es la primera vez que integra Pro Mujer, ingresando por la invitación de una compañera de la institución que fue a visitarle a su casa. En la actualidad ella tiene un negocio de venta de tucumanas (empanadas tradicionales bolivianas); da a conocer que este negocio lo emprendió hace dos años, ya que anteriormente sabía elaborarlas, decide emprender un negocio independiente.
El crédito que ahora sacará es para el aumento de capital (compra de harina por mayor) que adquirirá de las ferias de la cuidad de El Alto y posteriormente a la elaboración lo comercializará en las ferias de la ciudad de El Alto. Esta forma de trabajo le permite generar recursos para apoyar a su familia, ya que ella es viuda y tiene cuatro hijos.
Cuando se le consulta qué le gusta de Pro Mujer, ella responde que le gusta la atención que le ofrece el personal de la institución.
This is a Group Loan
In a group loan, each member of the group receives an individual loan but is part of a larger group of individuals. The group is there to provide support to the members and to provide a system of peer pressure, but groups may or may not be formally bound by a group guarantee. In cases where there is a group guarantee, members of the group are responsible for paying back the loans of their fellow group members in the case of delinquency or default.
Kiva's Field Partners typically feature one borrower from a group. The loan description, sector, and other attributes for a group loan profile are determined by the featured borrower's loan. The other members of the group are not required to use their loans for the same purpose.
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