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Blanca Lidia
Blanca is 35 years old, is in a relationship and has a son who is 14 years old. Blanca has established a small stall at a school in her locale, so she has income to help her companion with the household expenses.

Blanca has decided to build a room for the bedroom of her minor son and to better distribute the kitchen area. For this reason, she has requested a loan from FUSAI to buy clay brick, rebar, cement, sand and gravel and also pay for the labor for the construction of the bedroom for her son. Blanca mentions that she will make her payments on time, so in the future, she can get another loan and continue improving her house.
View original language description ↓
Blanca de 35 años de edad está acompañada y tiene un hijo de 14 años de edad. Blanca ha establecido un pequeño chalet en un centro escolar de su localidad, teniendo sus ingresos con los que apoya a su compañero para los gastos de su hogar. Blanca ha decidido construir un cuarto de habitación para su hijo menor de edad y a la vez distribuir mejor el área de la cocina. Por lo anterior ha solicitado un crédito a FUSAI para comprar ladrillo de barro, hierro, cemento, arena y grava además de pagar la mano de obra para la construcción de la habitación para su hijo. Blanca menciona que pagará puntualmente sus cuotas para adquirir más adelante otro crédito y seguir mejorando su vivienda.

Additional Information

More information about this loan

This loan will be administered by FUSAI (Salvadoran Foundation for Comprehensive Development), a Salvadoran NGO that owns Kiva partner Apoyo Integral. FUSAI will disburse this loan in order to reach a population that doesn't currently work with Apoyo Integral. This type of loan covers basic services (like housing and water), and supports small business and agricultural activities. Borrowers come from low-income families in rural and peri-urban communities, and are considered to be too poor or lack the proper guarantees to get credit through traditional banks or microfinance institutions. Before receiving their loans, they are vetted by local community organizations and enrolled in classes in financial literacy, and the importance of sanitation, potable water and clean energy. Additionally, FUSAI enables borrowers to guarantee one another and take out loans smaller than El Salvador's average. Important to note is El Salvador is considered one of the most dangerous countries in the world, holding the 2nd place in the ranking of murders per capita. All these FUSAI borrowers live in areas considered by the police as highly violent and dangerous, mainly because of gangs influence. Main risks they face in these areas are thefts, extortions, kidnappings and murders.

About Apoyo Integral

Apoyo Integral (Apoyo) is a nonprofit organization offering financial products that enable clients to increase their working capital, purchase fixed assets, buy and remodel homes, expand agricultural business and more. The organization’s target group is businessmen and women who have already established their businesses but need financial support to strengthen or expand them.

Like Kiva, Apoyo is committed to empowering women involved in business activities in rural areas. Kiva lenders’ funds will be used to expand these services to an even greater number of poor clients in rural areas.

About Housing Loans

Many poor families cannot afford housing that meets their needs. When you make a housing loan on Kiva, you give people access to flexible capital to obtain or improve their homes. Better housing means better health, sanitation, and even educational outcomes for children. A house can also be much more for entrepreneurs who run businesses out of their homes. In this way, housing and small business loans on Kiva share a common purpose: to alleviate poverty and enable families to enjoy more stable lives.


About El Salvador

  • $7,500
    Average annual income
  • 761
    View loans »
    El Salvador Loans Fundraising
  • $27,004,800
    Funds lent in using Kiva
  • US Dollars
    Loan transacted in USD

Success!! The loan was 100% repaid

A loan of $300 helped Blanca Lidia to buy clay bricks, rebar, cement, sand and gravel, as well as pay for the labor for the construction of a bedroom for her son.
100% repaid
Repayment Term
14 months (Additional Information)
Repayment Schedule
Apr 3, 2014
May 11, 2014
Currency Exchange Loss:
May 17, 2015