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Trabajadoras Hormiguitas Group
In this Group: Veronica , Fortunata, Lourdys , Celia , Maruja , Justina , Ximena, Bertha
The "Thrifty Workers" Community Group will begin its third loan cycle with Pro Mujer as part of the Panamericana Center. The group is made up of eight members and is led by a board of directors of which Lourdys is the Secretary. The members' engage in a variety of businesses, including: making skirts, running a general store, cosmetics sales, blanket weaving, and shampoo sales.

This loan will help the small businesses that Lourdys is involved in. She recounts that she is in her second cycle with Pro Mujer, having been invited by a friend who was a member. Currently, she run a business selling shampoo, which is a business she developed on her own by watching others sell this product. She has been in this business for eight years.

The loan she is taking out now will increase her capital, by purchasing shampoo at wholesale in distribution stores in the City of El Alto and then selling them out of her home. This work allows her to earn an income to support her family, as she is single and has three children. When asked when she likes about Pro Mujer, she replies that she likes the health and hygiene training offered by the organization.
View original language description ↓
La A.C. “TRABAJADORAS HORMIGUITAS” iniciará el tercer ciclo en Pro Mujer, como parte del Centro Focal de Panamericana, está compuesta por ocho integrantes y está dirigida por una mesa directiva donde la señora Lourdys es la Secretaria. Los negocios que las integrantes de la asociación comunal llevan adelante son variados entre ellos existen: costura de faldas, tienda de barrio, venta de cosméticos, tejido de mantas, venta de shampoo.

El crédito que sacaran beneficiara a pequeñas microempresarias donde la señora Lourdys es integrante, ella indica que es el segundo ciclo que integra Pro Mujer, ingresando por la invitación de una amiga que es socia de la institución. En la actualidad ella tiene un negocio de venta de shampoo; da a conocer que este negocio lo aprendió sola, al observar el comercio del producto, es por ello que ya lleva ocho años con este producto.

El crédito que ahora sacará es para el aumento de capital (compra de shampoo por mayor) que adquirirá en las tiendas distribuidoras de la ciudad de El Alto y posteriormente lo comercializará en su espacio de venta. Esta forma de trabajo le permite generar recursos para mantener a su familia ya que ella es soltera y tiene dos hijos.

Cuando se le consulta qué le gusta de Pro Mujer, ella responde que le gusta la capacitación en salud que le ofrece la institución.

Additional Information

This is a Group Loan

In a group loan, each member of the group receives an individual loan but is part of a larger group of individuals. The group is there to provide support to the members and to provide a system of peer pressure, but groups may or may not be formally bound by a group guarantee. In cases where there is a group guarantee, members of the group are responsible for paying back the loans of their fellow group members in the case of delinquency or default.

Kiva's Field Partners typically feature one borrower from a group. The loan description, sector, and other attributes for a group loan profile are determined by the featured borrower's loan. The other members of the group are not required to use their loans for the same purpose.

About Bolivia

  • $2,817
    Average annual income
  • 84
    View loans »
    Bolivia Loans Fundraising
  • $28,132,275
    Funds lent in using Kiva
  • 6.9
    Bolivia Bolivianos (BOB) = $1 USD

Success!! The loan was 100% repaid

A portion of Trabajadoras Hormiguitas Group's $2,275 loan helped a member to buy shampoo at wholesale.
100% repaid
Repayment Term
7 months (Additional Information)
Repayment Schedule
Monthly
Pre-Disbursed:
Apr 7, 2014
Listed
May 11, 2014
Currency Exchange Loss:
Possible
Ended:
Oct 17, 2014