Trabajadoras Hormiguitas Group
This loan will help the small businesses that Lourdys is involved in. She recounts that she is in her second cycle with Pro Mujer, having been invited by a friend who was a member. Currently, she run a business selling shampoo, which is a business she developed on her own by watching others sell this product. She has been in this business for eight years.
The loan she is taking out now will increase her capital, by purchasing shampoo at wholesale in distribution stores in the City of El Alto and then selling them out of her home. This work allows her to earn an income to support her family, as she is single and has three children. When asked when she likes about Pro Mujer, she replies that she likes the health and hygiene training offered by the organization.
El crédito que sacaran beneficiara a pequeñas microempresarias donde la señora Lourdys es integrante, ella indica que es el segundo ciclo que integra Pro Mujer, ingresando por la invitación de una amiga que es socia de la institución. En la actualidad ella tiene un negocio de venta de shampoo; da a conocer que este negocio lo aprendió sola, al observar el comercio del producto, es por ello que ya lleva ocho años con este producto.
El crédito que ahora sacará es para el aumento de capital (compra de shampoo por mayor) que adquirirá en las tiendas distribuidoras de la ciudad de El Alto y posteriormente lo comercializará en su espacio de venta. Esta forma de trabajo le permite generar recursos para mantener a su familia ya que ella es soltera y tiene dos hijos.
Cuando se le consulta qué le gusta de Pro Mujer, ella responde que le gusta la capacitación en salud que le ofrece la institución.
This is a Group Loan
In a group loan, each member of the group receives an individual loan but is part of a larger group of individuals. The group is there to provide support to the members and to provide a system of peer pressure, but groups may or may not be formally bound by a group guarantee. In cases where there is a group guarantee, members of the group are responsible for paying back the loans of their fellow group members in the case of delinquency or default.
Kiva's Field Partners typically feature one borrower from a group. The loan description, sector, and other attributes for a group loan profile are determined by the featured borrower's loan. The other members of the group are not required to use their loans for the same purpose.
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