Rios De Agua Viva Group
The loan that they are requesting will benefit small enterprises including Paola's. She says that this is the first time that she has been a member of Pro Mujer and that she was invited by someone from the institution who went to visit her in her home. Currently, she has a weaving business and sells alpaca shawls. She tells us that she started this business recently and that she previously wove for her aunt. When she had a little capital, she decided to start an independent business.
The loan she is currently requesting will be used to increase her capital to buy alpaca wool that she will get from the border between Bolivia and Chile and that later she will make and sell shawls in her sales location. This form of work enables her to generate resources to support her family as she is married and has 5 children.
When she was asked what she likes about Pro Mujer, she responded that she likes the security that the institution offers.
El crédito que sacaran beneficiara a pequeñas microempresarias donde la señora Paola es integrante, ella indica que es la primera vez que integra Pro Mujer, ingresando por la invitación de una compañera de la institución que fue a visitarle a su casa. En la actualidad ella tiene un negocio de tejido y venta de mantas de alpaca; da a conocer que este negocio lo emprendió recientemente, ya que anteriormente tejía para su tía, con un pequeño capital decide emprender un negocio independiente.
El crédito que ahora sacará es para el aumento de capital (compra de lana de alpaca) que adquirirá de las fronteras Bolivia - Chile y posteriormente a la elaboración lo comercializará en su espacio de venta. Esta forma de trabajo le permite generar recursos para apoyar a su familia, ya que ella es casada y tiene cinco hijos.
Cuando se le consulta qué le gusta de Pro Mujer, ella responde que le gusta la garantía que se realiza en la institución.
This is a Group Loan
In a group loan, each member of the group receives an individual loan but is part of a larger group of individuals. The group is there to provide support to the members and to provide a system of peer pressure, but groups may or may not be formally bound by a group guarantee. In cases where there is a group guarantee, members of the group are responsible for paying back the loans of their fellow group members in the case of delinquency or default.
Kiva's Field Partners typically feature one borrower from a group. The loan description, sector, and other attributes for a group loan profile are determined by the featured borrower's loan. The other members of the group are not required to use their loans for the same purpose.
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