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Solidaridad De Cachimayo Group
In this Group: Luz Marina, Visitacion, Victoria, Irene, Maria Luisa, Luz Marina, Bernardina , Alicia*, Julia , Matilde, Maribel , Silvia , Roxana, Kiriana
* not pictured
Bernardina belongs to the "SOLIDARIDAD DE CACHIMAYO" communal bank which is located in the Cachimayo District, Urubamba Province, Cusco Department.

She is 58 years old, is married and has 6 children. She alternates her daily activities with her business of raising small animals like guinea pigs and chickens amongst others. She has been doing this for a long time and things are going well for her thanks to the efforts she brings to her work every day. She raises these small animals to sell to her customers who request them and in this way she supports her family.

Bernadina is requesting a loan to buy guinea pigs for her business. She is grateful for the loan and promises to pay the installments on time. The other members sell animals, have a grocery store, sew, sell clothing, sell sweets, sell meals and sell pollipapapas (a local food).
View original language description ↓
La socia Bernardina pertenece al banco comunal SOLIDARIDAD DE CACHIMAYO, el banco está ubicado en el distrito de Cachimayo, en la Provincia de Urubamba y Departamento de Cusco.

La socia tiene 58 años de edad tiene 06 hijos y es casada, la socia alterna sus actividades diarias con el negocio de crianza de animales menores como cuyes, gallinas entre otros, la socia lleva buen tiempo dedicándose a este negocio el cual le va bien gracias al empeño que le pone cada día a su negocio, la socia cría a estos animalitos para luego venderlos a sus clientes que le solictan, la socia desea poder seguir trabajando para de esta forma seguir apoyando a su familia.
La socia solicita el crédito para la compra de cuyes para su negocio.
La socia se siente agradecida por el crédito otorgado y se compromete a cumplir con sus cuotas establecidas.
Los demás socios se dedican a la crianza de animales, tienda de abarrotes, confeccion, venta de ropa, venta de golosinas, venta de comida, venta de pollipapapas.

Additional Information

Important Information

About Asociación Arariwa
Asociación Arariwa is a large non-governmental organization that started offering microcredit in 1994 to improve the quality of life, skills and equity of the population in the rural Cusco region of Peru. Arariwa serves the southern Andean provinces of Peru, and is distinguished by its efforts to reach the very poor, who often live in isolated rural areas. Arariwa fosters village banking, supports savings accounts, promotes access to education, and empowers women entrepreneurs (who make up 78% of its borrowers).

This is a Group Loan

In a group loan, each member of the group receives an individual loan but is part of a larger group of individuals. The group is there to provide support to the members and to provide a system of peer pressure, but groups may or may not be formally bound by a group guarantee. In cases where there is a group guarantee, members of the group are responsible for paying back the loans of their fellow group members in the case of delinquency or default.

Kiva's Field Partners typically feature one borrower from a group. The loan description, sector, and other attributes for a group loan profile are determined by the featured borrower's loan. The other members of the group are not required to use their loans for the same purpose.

About Peru

  • $12,000
    Average annual income
  • 126
    View loans »
    Peru Loans Fundraising
  • $60,116,750
    Funds lent in using Kiva
  • 2.8
    Peru Nuevos Soles (PEN) = $1 USD

Success!! The loan was 100% repaid

A portion of Solidaridad De Cachimayo Group's $6,775 loan helped a member to buy guinea pigs.
100% repaid
Repayment Term
6 months (Additional Information)
Repayment Schedule
Apr 29, 2014
May 11, 2014
Currency Exchange Loss:
Dec 18, 2014