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Tamba's Group
In this Group: Tamba, Sattang, Adama, Gnary, Fanta, Coumba Sissao, Oumou, Coumba, Maimouna Alpha, Kadidiatou, Aissatou, Djilika, Mariama, Coumba, Dienabou, Fily, Banna, Mariama, Nialil, Mariama Sow, Kouta, Balaba
This group has existed since the inauguration of the 'banc villageois'. The members all get on very well due to their many years working together. They live in the same village and all work as retailers. Some of them also grow rain-fed crops.

Tamba (sitting fourth from the left with her hand raised, in the photo) is the group representative. She is married and has five children, two boys and three girls. She sells food products - sugar, green tea, bouillons and cigarettes. She buys her stock on a wholesale or semi-wholesale basis at the market in her district, or at the weekly markets. She then sells it on a retail basis in her village and the surrounding hamlets. She has a lot of experience because of her many years working in this business.

Tamba plans to use her loan to buy wholesale, one or two sacks of sugar for 25,000 francs CFA, five boxes of green tea and various other food products. Her profits will enable her to help her husband pay for the schooling of their children and improve their general living conditions.
View original language description ↓
Le groupe est né depuis la mise en place du banc villageois. Les membres ont une bonne entente entre eux résultant de longue période de travail de groupe. Elles vivent dans le même village et ont pour activité principale le petit commerce. Cependant elles font aussi la culture sous pluie.

Madame Tamba, (assise à la quatrième position de la gauche vers la droite avec une main levée), est l’emprunteuse vedette du groupe. Elle est mariée et mère de cinq enfants dont 02 garçons et 03 filles. Elle s’active dans le petit commerce de produits alimentaires : sucre, thé vert, bouillons culinaire et divers autres produits de consommation courante plus particulièrement la cigarette. Elle s’approvisionne en gros et demi gros au marché de sa commune ou dans les marchés hebdomadaires pour la revente au détail dans son village et les hameaux des environs. Elles jouit d’une bonne expérience dans ce domaine d’activité pour l’avoir pratiqué depuis plusieurs années.

Avec ce prêt elle compte acheter en gros au marché communal un à deux sacs de sucre à 25 000 F Cfa et cinq cartons de thé vert et le reste pour divers produits alimentaires. Qu’elle revendra au détail.

Les bénéfices de son activité lui permettront d’apporter son soutien à son mari dans le cadre de la scolarité des enfants et chercher à améliorer les conditions de vie de la famille.

Additional Information

More information about this loan

This loan is going to a borrower or borrower group living in a rural area.

About CAURIE Micro Finance

The mission of CAURIE Micro Finance is to contribute sustainably and to offer microfinance services adapted to impoverished micro-entrepreneurs, primarily women, based on the principles of ‘credit for the poor’ and on microfinance best practices, all while investing in order to become financially independent.

This is a Group Loan

In a group loan, each member of the group receives an individual loan but is part of a larger group of individuals. The group is there to provide support to the members and to provide a system of peer pressure, but groups may or may not be formally bound by a group guarantee. In cases where there is a group guarantee, members of the group are responsible for paying back the loans of their fellow group members in the case of delinquency or default.

Kiva's Field Partners typically feature one borrower from a group. The loan description, sector, and other attributes for a group loan profile are determined by the featured borrower's loan. The other members of the group are not required to use their loans for the same purpose.

About Senegal

  • $1,759
    Average annual income
  • 10
    View loans »
    Senegal Loans Fundraising
  • $13,150,350
    Funds lent in using Kiva
  • 475.1
    Communauté Financière Africaine Francs BCEAO (XOF) = $1 USD
Ended with Loss - Currency Exchange Loss learn more
A portion of Tamba's Group's $4,125 loan helped a member to buy wholesale, one or two sacks of sugar, five boxes of green tea and various other food products for resale.
99% repaid
Repayment Term
8 months (Additional Information)
Repayment Schedule
At end of term
Pre-Disbursed:
Apr 3, 2014
Listed
May 1, 2014
Currency Exchange Loss:
Possible
Ended:
Nov 17, 2014