Grace is a married lady happily living with 2 children in Fort Portal. At the age of 40, she operates a bar selling alcoholic drinks and soft drinks, which she has operated for a period of four years now. She is supporting her family successfully. Grace has an ambition of constructing rentals at her plot, which she bought using the profits from her bar. Grace complains of defaulters who limit the rotation of capital in her business. She is therefore asking for a loan to buy beer and sodas to sell.